The initial cost of the printer is not going to be your biggest cost. You will also spend $$ on various small tools or even furniture, and more spools of filament than you expect!!
I picked a Prusa Mini because I do not want to tinker with the machine, I want to use it. Solid choice, it just works. Alternatives are definitely cheaper, but quality is often a coin flip.
Then I started using TinkerCad as editor, dead simple and fun to use, and I made many small things that way. It was only when I felt it was limiting me, that I started moving to other tools like Fusion360 and OnShape = much more powerful but also much, much harder to learn.