discounts. its all pre-calculated in the price
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cold calling.
also robo-calls.
Recycling being the responsibility of the consumer
And recycling most plastics. End up in a landfill because its cheaper than actually recycling them.
Societal expectations to move out of your parents' house when you turn 18. It's a scam to get you to become more profitable to corporate America. You're an adult now. You need to buy a car you can't afford, get a mortgage you don't want, insure it all to protect the bank, all to go to a job you don't want, but now need so that you can afford these "nice things."
But if you stay with your parents, even if you actually enjoy it, you're a failure.
The stock market. It’s not investment, it’s gambling. It’s also rigged by the power brokers and insider traders.
Dental care being treated as separate from health care.
You can die from teeth issues
Honestly, just health care in general being locked behind insurance to the point where people conflate the two conceots entirely!
Dental insurance in most cases is closer to what health insurance should be: an entirely optional, and generally affordable, policy that can offset major expenses. Not an expense that rivals housing in magnitude and is required for most people just to access the basic care needed by nearly everyone.
Passive income. If value is being created and you're being presented some of it without doing any work it necessarily means that someone else isn't receiving the full value of the work they're doing.
Car finance. It’s so prevalent, I think I’m literally the only one on our road that doesn’t drive a 1 year old, brand newly financed car. Literally everyone is like “but it’s only $499/month and I can just hand it back when I want a new one”. Well shit, yes, but try tallying up what you’ve paid for running all these new cars every three years.
Save up instead and continue saving after you bought the car. Then you can afford a different car later.
religion
Paying for education that "the market" wants us to have so they can have a larger pool of skilled workers, leading to lower salaries
For some people? Pre-ordering digital games. I mean huh? What are ye even doin there Jimmy-Bob? You afraid they're gonna run out of copies? O.o
Edit: digitally delivered, like say, Steam or GoG games.
college textbooks. have to have the latest edition for class, but almost nothing is different from the two-years-old one.
I moved to Chicago a few years. I go to rent an apartment. It has a "move-in" fee.
I'm like what's that.
Oh it's $500 that you don't get back.
I say. What about the deposit? They say. Oh yeah we don't require that. Isn't that great ,?
I'm like. So move in fee is my deposit but it's just guaranteed I won't get it back.
Them: well it's different. It's a move in fee. We don't require a deposit but if you don't clean out the apartment to this list of specifications, we will charge you per item you miss.
Example. Refrigerator not cleaned :$150 Floors not clean : $200
Etc.
So I was super unhappy about this and complained to anyone who would listen. To which my new Chicago neighbors and friends were like "that's how it's always been here,"
Bro. Y'all getting fucked. Hard. Non refundable deposit where you still have to clean out the old apartment.
Wtf. Should be illegal.
Insurance, private utilities, the internet, phones, etc.
Banks.
Using YOUR money to make a lot of money from investing in horrible companies.
Two party politics
Lottery tickets, its everywhere. It gets shoved in my mailbox all the time. To me its just gambling but then with worse odds... How is it legal to market it so much?
Tax filing companies. Individual taxes are pretty straightforward in most cases. Our tax laws are just completely screwed up.
Health insurance and tax information can easily be handled by the government.
Subscriptions for everything. Especially hardware.
I already hate my always-online, have to use their shit app robot vacuum that gets worse after each update. I can't imagine buying a new, overpriced car these days and having it do all the same shit.
The real estate market. In many countries, the value of labor and materials necessary to build a house is about ~~30 to 40~~ 40 to 120 thousand euros. Everything else is speculation.
Edit. Initially I put 30 to 40 thousand euros.
40 hour work weeks
Inflation. The money you have is worth less every year by design. It's a secret tax on all of us.
Rent.
Capitalism
Work.
Any form of gambling.
Console memberships: having to pay monthly to use the games I already paid for, on the console I already paid for, to access the internet I already pay for.
Pants
Mfs really said "hey lets make skirts but uncomfy" and we ate it up
•Buying home •Private insurance •New cars •Haircuts •Eating at expensive restaurant •Fast food •Subscriptions instead of owning •Brands •Cotton-swab not for ear •Jiffylube •Carbon emissions from consumer vehicles •Tariffs •Freetrade agreements •Food deliver services
Everything about cars from manufacturing, sales, insurance, repair, registration and taxes. We could just have Public transportation.