Asklemmy

discounts. its all pre-calculated in the price

cold calling.

also robo-calls.

Societal expectations to move out of your parents' house when you turn 18. It's a scam to get you to become more profitable to corporate America. You're an adult now. You need to buy a car you can't afford, get a mortgage you don't want, insure it all to protect the bank, all to go to a job you don't want, but now need so that you can afford these "nice things."

But if you stay with your parents, even if you actually enjoy it, you're a failure.

The stock market. It’s not investment, it’s gambling. It’s also rigged by the power brokers and insider traders.

Recycling being the responsibility of the consumer

Windows

Car finance. It’s so prevalent, I think I’m literally the only one on our road that doesn’t drive a 1 year old, brand newly financed car. Literally everyone is like “but it’s only $499/month and I can just hand it back when I want a new one”. Well shit, yes, but try tallying up what you’ve paid for running all these new cars every three years.

Save up instead and continue saving after you bought the car. Then you can afford a different car later.

religion

Insurance, private utilities, the internet, phones, etc.

Passive income. If value is being created and you're being presented some of it without doing any work it necessarily means that someone else isn't receiving the full value of the work they're doing.

Tax filing companies. Individual taxes are pretty straightforward in most cases. Our tax laws are just completely screwed up.

Health insurance and tax information can easily be handled by the government.

For some people? Pre-ordering digital games. I mean huh? What are ye even doin there Jimmy-Bob? You afraid they're gonna run out of copies? O.o

Edit: digitally delivered, like say, Steam or GoG games.

Dental care being treated as separate from health care.

You can die from teeth issues

Paying for education that "the market" wants us to have so they can have a larger pool of skilled workers, leading to lower salaries

Banks.
Using YOUR money to make a lot of money from investing in horrible companies.

Ending a price in .99 so you think it is a whole dollar less.

basically everything,i guess.

Lottery tickets, its everywhere. It gets shoved in my mailbox all the time. To me its just gambling but then with worse odds... How is it legal to market it so much?

40 hour work weeks

The stock market

college textbooks. have to have the latest edition for class, but almost nothing is different from the two-years-old one.

Privatization of government institutions and programs.

Capitalism. The state. Cops.

Insurance.

Rent.

I moved to Chicago a few years. I go to rent an apartment. It has a "move-in" fee.

I'm like what's that.

Oh it's $500 that you don't get back.

I say. What about the deposit? They say. Oh yeah we don't require that. Isn't that great ,?

I'm like. So move in fee is my deposit but it's just guaranteed I won't get it back.

Them: well it's different. It's a move in fee. We don't require a deposit but if you don't clean out the apartment to this list of specifications, we will charge you per item you miss.

Example. Refrigerator not cleaned :$150 Floors not clean : $200

Etc.

So I was super unhappy about this and complained to anyone who would listen. To which my new Chicago neighbors and friends were like "that's how it's always been here,"

Bro. Y'all getting fucked. Hard. Non refundable deposit where you still have to clean out the old apartment.

Wtf. Should be illegal.

Working harder instead of prioritizing.

Pants

Mfs really said "hey lets make skirts but uncomfy" and we ate it up

Capitalism

Subscriptions for everything. Especially hardware.

I already hate my always-online, have to use their shit app robot vacuum that gets worse after each update. I can't imagine buying a new, overpriced car these days and having it do all the same shit.

Private Equity

Credit Score

Derivitives

Interest on Loans

Money

Democracy

Two party politics

Credit card "points" and travel miles. The only "points" that matter are the dollar. (or whatever currency)

Inflation. The money you have is worth less every year by design. It's a secret tax on all of us.

Insurance

Health insurance

Work.

•Buying home •Private insurance •New cars •Haircuts •Eating at expensive restaurant •Fast food •Subscriptions instead of owning •Brands •Cotton-swab not for ear •Jiffylube •Carbon emissions from consumer vehicles •Tariffs •Freetrade agreements •Food deliver services