Me because i also only know of one IRA
this post was submitted on 21 Feb 2026
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I’m guessing I’m a bit too European, but what else does IRA mean?
An individual retirement account (IRA) is a tax-advantaged personal savings plan designed to help individuals save money for retirement. These accounts offer tax benefits, such as tax-deferred growth or tax-free withdrawals, depending on the type of IRA chosen. Unlike employer-sponsored 401(k)s, individuals typically open and manage IRAs on their own at a financial institution like a bank or brokerage. Anyone with earned income can open an IRA, even if they already have a workplace retirement plan.
Ahh, thank you for taking the time to explain.
...depending on the type of IRA chosen.
Are there two options, by any chance? Provisional? Official?
pre-tax "traditional" and post-tax "Roth", named after a politician that pushed retirement tax laws 30-40 years ago
And depending on where you plan to retire (amongst other factors) influences which you choose to contribute to.
Remember kids, index funds in your IRA/401k are your friend. Stay away from mutual funds.
Me every time someone mentions theyre from the uk because i lived in ireland for 5 years when i was younger.
Does the IRA have a good IRA plan?
Might switch careers to being Irish if that's the case.
There's some evidence/theories that the Northern Bank robbery was done to give ex-IRA members retirement funds 👀
It’s revolutionary.
I don’t know if I’d call it controversial, but perhaps incendiary.
They robbed the Northern Bank in Belfast for their post terror pension plan. £26.5m
Depends if Sean Bean is involved.
Zombies.
With their tanks and their bombs, and their bombs, and their guns
In your head, in your head, they are dying
Most Irish folk don't joke about the troubles.
Looks like I brought my drill to work for nothing
Understandable mistake, as with them being your employer you would expect it to be a 401k plan
Well, the IRA tends to bring people on more as independent contractors rather than full-time employees. Hence the preference for IRAs.
would it be prudent to serve Irish car bombs after the meeting?
The meeting is about potato allotment, but profits are down so it's not good news.