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Logo design credit goes to: tubbadu
Does the government know I have it? Because it will cut off my disability, my medical, food stamps, and I'll loose the ability too live anymore.
But of course I would spend it on basic necessities if the government won't know about it, stock pile of non perishable foods, toilet paper, fixing the broken shit around my place (as much as my landlord allows) maybe a new bed that's not 10 years old.
It's not real that much but it would help my quality of life for a bit longer I guess
Can you overspend and make up the difference with your own money? Does it have to be just one thing? I need some rules man.
Put it in tax free saving accounts. Duh.
I don't have anything that I want that I can think of. Maybe a little carpet?
No one wants to donate it to charity of my choosing?
(What if the charity is just a thin veil over my own account)
20k is one medium home remodel (one deck, Hall bath, or painting the outside), half the price of my sisters powerchair, or paying down half remaining on my car
There is no reason for a powered wheelchair to cost as much as an expensive car
There's no GOOD reason an MRI should cost $1500 either.
without specializations it could probably run at 12k, and insurance wont pick up anything above basic
edit: i realize you probably weren't judging, my bad for the attack dog
i mean.. there is when she is completely non ambulatory, needs a specialized back to support her upright, requires tilt relieve pressure point throughout the day, and has large tires so she can go outside in the dirt without getting whiplash from the bumps. A privilege, sure, but I think its well deserved
Like 15 abortions. God I love abortions.
Shit I don't think you realize how little $20,000 really is. Hell there's very few new cars that even cost 20 grand. I could have it gone in less than 5 minutes.
Index fund. Duh.
That's not really spending since you can just withdraw it.
My daughter says pokemon cards
Inventing it all so nothing would be left over
Any of the following:
I'd go to the warehouse store and load up on non-pershable food items my family uses for no more than $1000, then donate the rest to Wikipedia so I never have to see Jimmy Wales' face again when I'm looking up tin pest, Rob McElhenny, or Regulate (my most recent three Wikipedia pages in my history).
does buying investments count as spending?
Smart answer: put it all towards my student loans
Assuming I need to like, actually pay for a good or service... New computer, new computer chair, gifts for Christmas, fancy digital piano, a couple gift cards to a restaurant I like, a handful of games, some nice but kinda expensive clothes, some VSTs...
If I quickly math all this out with generous assumptions for the price... That still puts me well under 20k. I dunno, I'll go eat at a favorite restaurant of mine and tip the waitstaff whatever is left.
gold? No, silver!
gold coins at the local coin shop
I clear out the grocery store canned and boxed goods aisles and donate everything to the food bank
I love the sentiment! Food banks/pantries are such a good way to directly help people in need.
But... I had heard that it's usually better to give cash to food banks/pantries rather than food, that way they can buy what they need generally* at better prices than we can get. But I'm not directly involved in food banks/pantries, so please correct me if I'm wrong.
Of course, if you can get mega deals on real food* with coupons or whatever, then of course that's better.
**I'd also heard that food pantries get so much cranberry sauce donated during November, but cranberry sauce is nutritionally deficient, and that if you donate food, make sure it's real food.
Crypto is faster. Even if you believe it's a scam, you can always just buy $20K worth of ETH and then just cash it out immediately. Would take less than 2 minutes.
There won't be anything left, I'd take a bit bite out of my debt.
Ill buy a shit ton of gold with it
Define spend. Other people are talking about converting it to stocks, but that feels like cheating, since if you're already set up for that it's like a bank account that goes up and down a bit.
I also thought of a used car, since I can definitely spend that much on it today, it's probably worth about as much tomorrow, and it's a physical thing that definitely counts as a purchase.
If it has to be things I can't ever resell, I'd be at a loss. Maybe a bunch of radio kit on Amazon and a good meal.
I'll donate it all. Nothing left, nothing to lose.
The spirit of the question is that any amount left unspent disappears. Ergo, the donated money vanishes
Would have to be cover the roof in solar panels and a battery set-up. Suddenly no electricity bills would be sick, then you add the potential to make money however miniscule instead... With no up front real cost it's a no brainer to me
Paying less than 20k due to conversion of my 85k UK student loan debt wouldn't be worth it
Good luck getting 20k to go that far.
I've learned reading these comments that way too many people don't know just how little 20k is.
I could spend 20k in one cart full of items at my local computer store.
A different currency
Pay off debt, no question.
I’d buy stock, bonds, or perhaps a lifetime supply of an air freshener. We’ll see.
Buy the cheap old beater down the road from me. Pay my truck down and sell it. The rest goes to the house.
Something like SGOV until I figure out what to do with it.
3-4% APY sitting around is nice.
