I volunteer at some food pantries, and they could really use the help.
this post was submitted on 13 Nov 2025
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I have a car dealership right next to my office. And I'd really love to retire my 20yo car
Car is the easy answer. I don't drive much anymore as a commuter so I'm buying as much hauling strength as 20k will get me.
Invest it/ simply convert it to another currency
And that, children, is why the rich get richer.
I'd pay to get my roof fixed and if there's something left I'd buy some tools and maybe upgrade my PC.
Send difficult to get your roof fixed in one day.
But not difficult to pay for in a day. The contracter will happily take a $20,000 deposit.
Its still cash and you haven't received anything for it. You just transfered it to someone else's account. With that logic you could go to the bank and put it in a 30 day CD.
Yeah.
The challenge was to spend the 20 grand by the end of the day. Not to exchange it for equivalent goods in hand.
Am I missing something or is exchanging money for something else just spending the money?
Im a project car guy, can I add funds? Seriously, daddy needs a new engine.
New furniture for my den and a new wardrobe.
Or maybe trade my car in with the 20k and get a car that's only a few years old.
Fuck car prices these days. The cheapest new car on the market today (in the US) is the 2025 Nissan Versa at $18,330. This is a manual transmission version. So you need to be able to drive stick.
An automatic transmission will cost extra for a grand total of $20,150.
Gold
The only correct answer
Silver or any other somewhat stable precious metal is probably okay too.
If you're american, probably pay 10% of your medical debt or some shit like that.
Or just refuse to pay it.
What are they gonna do? Reposess your organs?
Zydrate comes in a little glass vial . . .
Shh! Don't give them ideas.
One camera lens
A, gun, 5000 rounds of ammunution and then clear out the supermarkets of non perishable food.
Debt, then idk. Maybe a burger or something?
A quintessentially American scene I want to see is, a guy wins a flamboyantly decorated game show to the applause of hundreds of thousands of people. The host leans in to ask him what he’s going to spend the money on. He replies all he can do with it is pay off half of his grandmother’s medical debt, and then go to his night shift to work on paying for the other half.
Look at Mr. Humble Brag here with only $19,980 in debt. Oooooo. So fancy.
;)
Boat.
Saving up for one now, but 20k should get me there.
20k is a drop in a bucket when it comes to boats. The maintenance, etc. is a significant ongoing expense. And if it’s the kind of boat you keep at a marina and not on a trailer in your driveway then that’s another huge expense. There’s a reason people call boats a hole in the water that you throw money into…
Premium Bonds, keep it in there for a month and wait until the next prize draw.
Then probably buy a van to convert for my next campervan project
Boring answer but with the 1974 built house I have that 20k disappears into the renovations void.
Take your pick: furnace, central A/C, driveway repairs.
I see your 1974 and raise you a 1931
My rented house was built around 1900 and I can see into the unfinished basement through a small hole in the floor by the front door. I'd still use that 20k for a down payment to purchase it.
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Mortgage
If I could find one cheap enough and get everything settled in a day, I think my family needs a new¹ vehicle more than me being selfish.
I was gonna leave a comment about all the things I would buy, but I stopped for a brief second to consider I wouldn't have the space in my room for everything I want. All the manga, games, and CDs I'd end up buying. Though, getting a tall plastic storage tower is an absolutely nonnegotiable thing I would buy without question before everything else.
¹ new as in something that fits our needs and doesn't need a lot of maintenance immediately after being bought just to get it running.
I'd send them to the builder if my beach house to finally finish, but in sure he'll still ask for more.
Shares in index funds.
For someone to clean my house (totally douche this place out), get rid of all the accumulated crap (like haul away the stuff to the dump or w/e), and then get the flooring done. All the floors. Wood, actually wood.
Ugh that would be so freaking niiiiice.
Does it works if I get it back latter doznpayement for a 2 million house, with a "provided mortgage is approved clause". 2 weeks latter tell that the bank doesn't follow. Too bad I am not rich.
Alternative is a second hand ultra light plane, wit. That budget I may buy something cool.
You're off by a decimal. 20,000 is 1% of 2,000,000.
For a 10% down it either needs to be a 200,000 house, or a 200,000 down on a 2 mil. house.
Oups, I was expecting a bit more money to spend
Hot air rework setup and inventory for modding GPUs to maximum DRAM.
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