this post was submitted on 14 Dec 2025
314 points (99.1% liked)
Lemmy Shitpost
36038 readers
3260 users here now
Welcome to Lemmy Shitpost. Here you can shitpost to your hearts content.
Anything and everything goes. Memes, Jokes, Vents and Banter. Though we still have to comply with lemmy.world instance rules. So behave!
Rules:
1. Be Respectful
Refrain from using harmful language pertaining to a protected characteristic: e.g. race, gender, sexuality, disability or religion.
Refrain from being argumentative when responding or commenting to posts/replies. Personal attacks are not welcome here.
...
2. No Illegal Content
Content that violates the law. Any post/comment found to be in breach of common law will be removed and given to the authorities if required.
That means:
-No promoting violence/threats against any individuals
-No CSA content or Revenge Porn
-No sharing private/personal information (Doxxing)
...
3. No Spam
Posting the same post, no matter the intent is against the rules.
-If you have posted content, please refrain from re-posting said content within this community.
-Do not spam posts with intent to harass, annoy, bully, advertise, scam or harm this community.
-No posting Scams/Advertisements/Phishing Links/IP Grabbers
-No Bots, Bots will be banned from the community.
...
4. No Porn/Explicit
Content
-Do not post explicit content. Lemmy.World is not the instance for NSFW content.
-Do not post Gore or Shock Content.
...
5. No Enciting Harassment,
Brigading, Doxxing or Witch Hunts
-Do not Brigade other Communities
-No calls to action against other communities/users within Lemmy or outside of Lemmy.
-No Witch Hunts against users/communities.
-No content that harasses members within or outside of the community.
...
6. NSFW should be behind NSFW tags.
-Content that is NSFW should be behind NSFW tags.
-Content that might be distressing should be kept behind NSFW tags.
...
If you see content that is a breach of the rules, please flag and report the comment and a moderator will take action where they can.
Also check out:
Partnered Communities:
1.Memes
10.LinuxMemes (Linux themed memes)
Reach out to
All communities included on the sidebar are to be made in compliance with the instance rules. Striker
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Yeah the system makes no sense. I got dinged -12 points this week for some reason, apparently for continuing to pay my student loans on time and using my one credit card for the exact same purchases I always do, which I likewise always pay off each month automatically.
It makes perfect sense when viewed from "the credit companies work with lenders to ensure your credit only rises if you're constantly in more and more debt but still paying it like an obedient little wage slave"
This is the answer. I have no debt and pay my credit card off in full every month, automatically. Because of this, my credit score is mediocre. Economic slavery is always the goal.
I have no debt and pay my card in full every month too but I have amazing credit.
My oldest lines are nearly 20 years old at this point. Is it possible you just haven’t had any credit lines long enough?
My oldest credit line is exactly 20 years old. I genuinely don't know why it isn't higher, but it doesn't affect me in any way, so I don't care
How much are you putting on your card each month? If it's a relatively low amount, that might be a contributing factor.
To add to this, I found out that paying the statement balance before it's due harms your credit score. Because then when the statement comes out, it shows that you owe zero and this makes it seem like you're not using your card. At least, this has been my experience.
So, DO pay your full balance on time each month, BUT you need to wait for the statement balance to be generated before doing so.
I've gotten dinged for not having enough accounts/credit lines.
My old car payment fell off last month, and I bought a car with cash (not a great car, but it was cheap) - now I'm in the "fair" zone.
But fuck me for not wanting a shitload of credit cards/loans, right?