465
I'd double- and triple-check the small print.
They'll find a way to still charge you.
My health insurance denied covering my vasectomy so i put it off. Later that year i was in an accident and hit my max out of pocket pretty quick. I called up my doctor and had them resubmit the preauthorization. got it covered at 100%
I'm still pretty pissed that sterilization for women is covered at 100% under my plan but not for men. (It should be both 100% imo)
It goes the opposite way for wanting to reproduce, too. That is, myself and my wife decided we would try to start a family, and she's apparently fine, but something isn't working on my side of things. (Her doc even said "Don't worry about it, men tend to be an easy fix.")
There's a million programs and special coverages and stuff for women's fertility, but all I asked is "Hey can we just diagnose what's wrong with me? I don't want super-swimmer-syrum or something I just wanna know."
They refuse to consider it urology or any kind of "men's health", and keep wanting to rule as "fertility treatment" which conveniently isn't covered.
Men's reproductive rights aren't even on the radar.
To your "edit" point: Don't take a handful of downvotes personally; it's pretty easy to do accidentally on mobile so they may have been unintentional
To add to that downvotes have no serious negative effect on this platform
In reddit as soon as a few people downloaded you, you disappeared
Here people can brigade you and unless you're reading top, who cares, your stuff still gets seen.
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Some people also use downvotes as way to say they dislike something. Unlikely, but some people might be down voting to indicate they don't like the insurance industry.
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Get your ears cleaned at an ent. Go to a dermatologist and get a facial. Go to a pediatrist and get a mani/pedi.
Really sucks that dental doesn’t count as medical.
Get my ears cleaned by an ent?
I’m so soryy. I couldn’t resist.
~I’ll~see~myself~to~the~door~
Why does it look like the Ent is feeding him 😂
First it clean their hear then it feeds them their smuck
Idk? Boob job? Dental work? Extra set of arms? I wouldn’t know
It's the US, so dental isn't included
Wait, what? You guys are paying all that for insurance and it doesn't always include dental? Like the main reason I wanted to be on health insurance here in Canada was for dental and prescriptions. I've been on some of the crappiest insurance plans here and they all include dental.
Teeth are luxury bones.
Health, vision, and dental are all separate in the US.
It never counts dental😢. Dental industry is fighting like hell to stay separate. Our dentists want bigger cuts which is why they only cover 50%
Dental and vision are never included in US health insurance and operate on a totally different confusing insurance framework. They're only available through separate plans and have their own deductables and terms. But unlike health insurance the premiums are generally orders of magnitude lower for both vision and dental.
The problem I've had is that the maximum benefit is typically in the range of $2k-$3k/yr for dental which is quickly hit if you have any oral surgery needs. Unlike with healthcare I don't feel ripped off when paying for dental/vision since the few hundred dollars per year covers preventative care visits too.
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Oh then get a quadruple bypass since you’re in America
Op asked for help, not to be murdered.
Of then they should probably get the fuck out of America. This place will kill you fast
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Colonoscopy
oh. go get a therapist--not physical; mental. they're insanely expensive, but you can spend the next three months shopping around and by the new year you'll have found someone you like!
Get all your injuries out of the way. Do a bunch of dumb shit to build character
Get prohibitive dental work. My teeth are fucked from no fluoride in the water when I was a kid, so I always have more work needed.
Lol dental work isn't covered under health insurance. Teeth are luxury bones that only the rich are allowed to keep!
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Any minor physical pains? Could see a physical therapist. If you use a computer a lot, your posture might be bad and it helps a lot!
Get an MRI for, idk, back pain.
Hearing aids.
Emigrate.
Colonoscopy!
Shop around if you don't like your GP. Tell them your situation and ask them for a referal to every specialist under the sun. Get tested and innoculated for absolutely everything they suggest.
Referrals AND a new patient appointment in less than 3 months? You're dreaming.
Fortunately i do not need referrals on my plan. So I can definitely get to the specialists. Ortho and Gastro are first up.
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Mole map
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this post was submitted on 21 Sep 2024
465 points (95.5% liked)
Asklemmy
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