this post was submitted on 02 Apr 2024
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Where on earth are you getting insurance for 2 cars for $500/6 months? I'm middle aged, drive a 10 year old car, and have a perfect driving record, and mine's about $100/month. I've priced the same level of coverage with other companies and that's pretty much what all of them offered.
Eta: I'm literally asking. I have no loyalty to my current company, if I can get it cheaper, I'm out.
That was a few years ago. But I have the same coverage and cars for $580/6mo. BTW it's cheaper to pay all at once usually.
But our cars are compact and subcompact about 9 & 10 years old. We carry 100/300/100. It's GEICO is MD but it was also about the same with progressive in FL. Only one of us has a perfect record, the other is still minor and rare.
So you may just live in an expensive state for insurance.
Totally possible. CO has gotten pretty expensive for everything. :/ It may still be time to get some other estimates again, though.
I'm in a similar position, middle aged, clear driving history for about 15 years, car's an '18. I pay ~$450 every 6 months with Progressive. Paying the whole amount up front gives me a good discount. If you can't do that size payment at once you can pay with PayPal credit and it should be no interest for 6 months so you can get the discount and still pay monthly.
I need to check on whether I get a discount for paying all at once. I'm finally at a point where I could manage it but I have no idea what it would save.
Ooh, just checked looked and nope, USAA gives me $16/month off for autopay but no pay in full discount. Lots of pretend discounts for other stuff but that just puts them around what other insurers would charge anyway. What a rip off.
I live in the Netherlands and now pay €188 a year. It's just a "wa" insurance meaning if I hit something they pay the damage of the other's, but not mine damage.
I drive a car from 2009 and have 10 years of no damages. So if your willing to move to the Netherlands wait 10 years you can lower your payment. (Not really a option I guess)
Farmers
2003 Subaru WRX and 2001 Toyota MR2
250 bodily injury per person
500 bodily injury per accident
100 property
Comprehensive and collision on the MR2.
Total is 494.50/6mo