This is probably the backstory. Rhonda Ryan’s world…poor guy will be held at gunpoint streaming until he dies or kills his parents
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ITT: person deserves life changing debt and losing his job because he made a mistake
Cmon yall, you can be critical of someone's actions while also recognizing 6 figures of debt is absurd and not a reasonable outcome of this.
What really should be the case is that the dad learns his lesson, loses company card access, kid learns his lesson, google writes it off, and the kid's account is permanently banned.
We don't need to ruin someone's life for this
Legally, the kid wasn't old enough to contract the ads.
It would not stand in court.
I question using his work card to pay for some robucks for his kid.
I question that his credit card was saved for Robucks, but was able to be used on Google Ads.
I would not be surprised if he lost his job. I think that's not unreasonable though the economy sucks.
Losing his job is a 50/50 IMO. We don't know how his dad performed at work, if this is his first offense, etc. If all goes well, the dad gets google to write off the cost. Then the company sees that as a learning lesson and just revokes his card access. On the other hand, it could mean he is fired if he has already racked up other violations.
They're probably running unlimited Amex. Google should legally have to write off the ad spend and cease the account.
100k offense from negligence. I've not worked anywhere that would shrug that off. Of course, he could be family or otherwise protected.
Right?
I swear people hearing stories like this want the absolute worst outcomes for everyone possible with 0 empathy.
He likely used the company credit card once, got some pop-up and instinctively clicked "yes" as most people do causing the card to be saved to the browser.
I'm sure the dad will find a way to reverse the damage (or at least greatly minimize it) and both will have learned their lesson.
I'm sorry, why is a 9 year old even allowed to post to YouTube? There's a lot of mistakes the Dad made to lead up to this, hard life lesson for him mainly.
I watched Charlie's video on this and the dad takes a lot of the ownership of what happened and how having all your accounts connected via Google can backfire spectacularly when the only thing the kid really understands from this is, more money = more views, and "dad set a limit" so as long as the card clears, it must be good to go. Crazy story.
The first failure was allowing his kid to have a YT channel at all, or at least not one that is heavily monitored and restricted by him or the other parent. The financial fuck up is the consequences of poor parenting.
IMO that's not the issue
The issue is the lack of safeguards. In our rush to call out the dad based on the headline, we shouldn't let Google and the banks off the hook. ~~The dad should have set limits on the card/account~~ and paid closer attention to the kid's view/ad activities, but both google and the banks benefitted from the poor design/usability issues that led to this.
EDIT: Since it was the company card, maybe the dad couldn't have set limits on there. He used the company card on an older purchase, and since it was tied to his account, google offered the card as a payment option when the kid went to boost his ad. While I'm at it, screw the advertising industry that made YouTube into the mess it is now.
As for this bit
why is a 9 year old even allowed to post to YouTube
I remember about 15 years ago, a lot of kids wanted to post gameplay videos and music/art they made to YouTube. Some parents handled that poorly yes, but others took the time to watch the videos and approve them before anything was uploaded.
Kids want to explore their interests and it can be healthy to explore it with them, and teach them things along the way. Telling them no outright might push them to do it anyway, but this time without supervision.
Why is a nine year old on you tube, worse with their own channel?
Parents don’t parent anymore.
Google sitting over there just like "sux to be you, dude".
So the goal was $20 on an ad campaign? Might as well light a $20 bill on fire. That won’t move the needle at all. Also why does a Minecraft channel of a nine year old need a advertising campaign. A nine year old has all the time in the world to learn how to make compelling content and grow organically. The goal for a nine year old shouldn’t be high subscriber/viewer count. The dad could have turned it into a teaching moment when the kid complained about low viewership instead of throwing money at it no matter how small it was supposed to be
Might as well have been a teaching moment.
"Here's 20 bucks, let's run some ads and see how it impacts your channel"
"Didn't change much? Well, wouldn't you rather spend that money on something else instead?"
Part of teaching kids about the Internet is showing what ads are, the way companies use them and that there's always a reason you're getting shown them
As a kid I wanted some shitty toy and my mom went "well, if that's what you want to spend your allowance on, sure. But I think it's probably not as good as you think", only for me to realize that she was right after I got it
Holy shit the astroturfing in this comment section is crazy. If a 9 year old went into any other store and used a company card the store would reasonably refuse to sell 100k worth of goods. If the payment system Google implemented doesn’t even verify who is paying then that’s negligence on their part.
It was the dad who entered the card number. It was his fault. He created a Google advertising profile, but his business card on it, and then handed the reins to a child.
The biggest issue here is that dad thought he could embezzle $20 at a time, but accidentally did $120k all at once. lol. lmao even.
Lack of constant online surveillance is a good thing, btw. Expecting Google to have caught this doesn't make any sense.
The guy you're responding to has a valid point.
No way the son would get away with these actions at a physical store. "My dad was in here earlier, you saw him, i like to keep using his credit card tho, thanks"
Gee, I wonder why scamming is so huge after turning the digital market in to full "end-user responsibility" and tech companies removing carefully curated practices over the centuties for profit maximization.
Google earns billions of these scummy tactics to get users to spend as much as possible by removing any barriers of control and security. Why dont they get any of the responsibility?
It's only a valid point if you're talking about mobile app purchases where Google actually abuses parent/child financial decisions.
Google's advertising business is a different story altogether. You're expected to spend quite a lot on campaigns, and not expected to hand control over to a child.
In your comparison, the store would not see that it was a 9 year old
It was the Google account of the dad, and he stored the company's card in his account payment details
And spending 100k on something is not unusual for a company card, or a big company running an ad campaign
You should also look up what astroturfing actually is
Fuck Google, but if you're advocating for them to do identity and age verification before buying services imma have to disagree
The perils of shitty parenting.
Edit: Goes way beyond shitty parenting. How did someone this stupid get a company card let alone one with a limit that high? It's disturbing.
Seems to me that this is a dual fail. The father should have monitored his kid more closely and not used his company card for this, but Google should have noticed the unusual spending pattern and flagged it somehow—I mean, it looks like something someone might do using a stolen card, in which case Google might never have gotten its money, if you need a self-interested reason why they should have been keeping a more careful eye on this.
Why would a $120k spend on a business card (entered by the cardholder on an advertising account under their name) be suspicious?
This doesn't follow the pattern of a stolen card at all.
EDIT: Dad set up the YT brand account using his employer's Google Workspace. He handed all his work emails and sensitive auth to the kid too. Dad is stupid as fuck.
Dad is gonna lose his job and 100% blame it on his kid. Nobody that stupid would ever be capable of taking personal responsibility.
The dad was a dummy. First, your little kid shouldn’t have a YouTube channel. Second, you don’t use a company card to buy Robux. That’s a moronic thing to do. Might have gone unnoticed but then he got careless with it and it came back to bite him. Bad parenting all around. Don’t blame the kid, blame the dad. Hopefully he learns a hard lesson and can find new work.
- 9 yo Kid is making vidya
- Doesn't have many viewers
- Want to make kid happy
- Spend 20 $ on ads
- maybe_a_couple_views.png
- Three weeks later
- I'm literally 118 009 $ in debt
MFW
Honestly, if you can't understand how absolutely debilitating this is over a tiny misstep, I hardly know what to say. People commit manslaughter and get off easier that this. It's in no way reasonable to say that "Oh, you shouldn't have used the company card to pay 20$ for your kid - you deserve life-ruining debt".
Allowing a child to associate their happiness with view counts is a terrible idea. Already too many sociopaths in "content creation" as it is.
Blame the dad
Honestly, it shouldn't be legal to pull more than like 100 USD off a card without re-verifying the card holder. Fuck these companies that take your card once and have no fucking limit on how much they'll pull from it without verifying it's you.
Sure, you should have a limit on your card. That doesn't make it okay for others to exploit you when you make an obvious mistake. Let's not pretend these companies aren't aware how much money they're making off people's kids spending more money than they're allowed to.
Dave said he entered the company card himself to buy Robux for his son, and it then sat saved on the Google account that also carries his work email, calendar, and files. Dave did not say why he used the company card for that purchase.
Well I don’t have much sympathy here. He used the company card to buy his son Robux. There was no reason to do this, he should have used his personal card. So maybe he thought he could skim a little money off the top for personal use and it ended up biting him in the ass.
Roblox keeps the kid occupied and thus makes dad more efficient at his job. It's a legit expense.
I was thinking the same thing... At my job if you have a company card, you have to explain ever cent spent on it every month at a minimum. How did he not have a difficult conversation with someone when he bought fucking Robux on the company card??
This isn't the first time somebody learned the hard way that you should never save your card info on a divice that children can access.
Any company that issues its employees credit cards with six figure limits will have no issue reversing the charges trying to sue Google.
Dave said he entered the company card himself to buy Robux for his son, and it then sat saved on the Google account that also carries his work email, calendar, and files. Dave did not say why he used the company card for that purchase.
Man steals from his employer, is surprised to get in trouble for it 🙄
Oh well, looks like it's the company's problem now since it's their card. They should be more careful. Hope they have fun dealing with YT.
Anyway everyone needs to go to that kids minecraft YT channel, subscribe and hit the bell icon. Also sign up for his highest Patreon tier. Don't forget to donate to dad's legal fund.
And use your company card if you got one.