this post was submitted on 20 Nov 2025
523 points (99.2% liked)

A Boring Dystopia

14430 readers
503 users here now

Pictures, Videos, Articles showing just how boring it is to live in a dystopic society, or with signs of a dystopic society.

Rules (Subject to Change)

--Be a Decent Human Being

--Posting news articles: include the source name and exact title from article in your post title

--If a picture is just a screenshot of an article, link the article

--If a video's content isn't clear from title, write a short summary so people know what it's about.

--Posts must have something to do with the topic

--Zero tolerance for Racism/Sexism/Ableism/etc.

--No NSFW content

--Abide by the rules of lemmy.world

founded 2 years ago
MODERATORS
 
(page 2) 50 comments
sorted by: hot top controversial new old
[–] rozodru@pie.andmc.ca 199 points 1 week ago (6 children)

after looking at their site....oh fuck no.

they offer lines of credit to pay your rent. but you have to pay back said credit by the end of the month so....why? If you're having trouble paying your rent getting a line of credit to cover it and then having to pay back said credit by the end of the month on top of a percentage AND membership fee it just sounds exactly like a payday loan where you KNOW they hope you roll over so you'll never be able to catch up.

[–] chemical_cutthroat@lemmy.world 94 points 1 week ago (1 children)

Its the same model as payday loans. It's predatory lending plain and simple.

load more comments (1 replies)
[–] AA5B@lemmy.world 40 points 1 week ago (3 children)

They now have “freedom” to abuse their customers.

I’m sure you’ll feel that warm wet trickling down any day now

load more comments (3 replies)
[–] mechoman444@lemmy.world 39 points 1 week ago (2 children)

It is a payday loan in the most classical sense that's why it exists.

Sometimes people aren't able to pay by the first so they have to get it paid somehow it absolutely relies on getting paid later on to pay off the loan.

They're just one half step above being a loan shark.

load more comments (2 replies)
[–] its_kim_love@lemmy.blahaj.zone 22 points 1 week ago

Innovation! They cut out the middle man and let's you get screwed by just your landlord instead of the landlord and Copperhawks.

[–] floquant@lemmy.dbzer0.com 21 points 1 week ago (1 children)

The US loves their useless, expensive middlemen.

load more comments (1 replies)
load more comments (1 replies)
[–] chiliedogg@lemmy.world 79 points 1 week ago (3 children)

$15 plus 1% of rent plus card processing fees.

If your rent is $1200 and there's a 3.5% processing fee, you're looking at $70/month in extra fees.

load more comments (3 replies)
[–] SatansMaggotyCumFart@piefed.world 66 points 1 week ago (1 children)

When you're rich everything is free and when you're broke it costs a lot.

load more comments (1 replies)
[–] MadMadBunny@lemmy.ca 47 points 1 week ago* (last edited 1 week ago)

This is clownshit.

[–] Lumidaub@feddit.org 36 points 1 week ago (1 children)

Can he force you to enter a contract with them? Sounds illegal.

[–] andros_rex@lemmy.world 58 points 1 week ago (4 children)

No, I still have the option of paying it all at once without going through this finance company. But they’ve been spamming my email letting me know about the “new payment option.”

[–] foodandart@lemmy.zip 23 points 1 week ago

That's when you reply to the company and tell them that you find their policies rather predatory and not too dissimilar from low-class "payday loan" companies and that you want them to remove you from their mailing list and you will from now on mark any emails from them as spam, and sent straight to the trash.

CC it to the landlord as well.

He has the right to use their services, but you have the right not to do business with them. Your agreement is with the landlord NOT a third party that came in after the fact.

[–] kkj@lemmy.dbzer0.com 22 points 1 week ago

Report the emails as spam, especially if they're from the loan shark directly.

[–] ThePantser@sh.itjust.works 10 points 1 week ago (1 children)

All at once? It's either monthly with fees or a whole year of payments? This sounds illegal but what's legal these days. I would say fuck this guy and give him a check every month and if he refuses then put it in a escrow account and tell him if he will only take one lump payment then he can wait until the end of the year to collect it.

By forcing lump payments they are removing your bargaining power when shit goes wrong. Withholding rent is the only power a renter has.

[–] andros_rex@lemmy.world 19 points 1 week ago (1 children)

I mean all at once as a monthly payment, not for the full year.

load more comments (1 replies)
load more comments (1 replies)
[–] SlartyBartFast@sh.itjust.works 28 points 1 week ago (4 children)
[–] SoleInvictus@lemmy.blahaj.zone 59 points 1 week ago (15 children)

Short answer: late stage capitalism

Long answer: Because they don't have enough money to make rent on time and the associated fees are less than the late fees. Being poor is expensive.

load more comments (15 replies)
[–] BanMe@lemmy.world 16 points 1 week ago (2 children)

Same reason people finance their groceries over 4 weekly payments now.

load more comments (2 replies)
load more comments (1 replies)
[–] RBWells@lemmy.world 28 points 1 week ago (5 children)

14.99 plus payment fee of 1% of rent amount. So if your rent is 2k that's another $20 per payment.

For what? Please tell me this is not the only payment option.

load more comments (5 replies)
[–] maudelix@lemmy.world 20 points 1 week ago* (last edited 1 week ago) (4 children)

Same shit as with pet screening. I already have to pay a $200 deposit for having a cat, a $30 per month fee for both cats and now $40 per cat per year for pet screening.

[–] bdonvr@thelemmy.club 23 points 1 week ago

Lmao my landlord sent me a link to some pet screening thing I was meant to pay for.

But they forgot that that isn't actually in my lease so I just ignored it.

load more comments (3 replies)
[–] perry@lemy.lol 19 points 1 week ago (15 children)

Which country is this? Do most landlords do this? /gen

load more comments (15 replies)
[–] WallsToTheBalls@lemmynsfw.com 17 points 1 week ago

Yeah my place has this too, it’s an option if you want to split your rent into two payments… ie you don’t have enough to make the whole payment.

Sign of the times for sure

[–] No1@aussie.zone 17 points 1 week ago (9 children)

What does your lease say about payment and methods of payment?

I would suggest physically handing a nice big bag with a mix of nickels, dimes and quarters to a designated recipient.

load more comments (9 replies)
load more comments
view more: ‹ prev next ›