According to the sources in the Wikipedia article, in the US at least, the term de-banking wasn't even in popular use until some right-wing nutjobs started claiming that the government was using it to shut down conservative "tech" companies, and then latched onto by people like Joe Rogan and Elon Musk to scam people into replacing their bank accounts with crypto currency.
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I'm completely anti-crypto but that's not the topic.
This is a warning about an angle of attack against people. I'm not advocating a product. My suggestions are to make sure you have trustworthy, legal access to multiple addresses should your housing become unstable, and to have diversified access to real banking services through both traditional banks and credit unions.
I'm in the United States so I read the sections relevant to the United States. I'm just trying to find where this claim of people with a mental health diagnosis needing multiple addresses due to the new EO comes in. That would impact me personally.
Damn! Yall really are fucked. I really do feel for you. Hope this shit doesn't catch
Sharing info about de-banking is cool but lets try to keep the FUD out of it. What the so-called "ENDING CRIME AND DISORDER ON AMERICA’S STREETS" order says regarding this seems mostly contained in Sec. 3, which basically threatens to pull housing and urban development funds from states that don't meet the administrations crazy rules. . I also see nothing to validate your claim that folks with a mental health diagnosis need three addresses (two back-up addresses implies the existence of a third main address).
Why are you carrying water for fascists?
He's not? The EO is theater, nothing changed but that. Nobody homeless is copping federal charges anyways unless they assault feds. The OP is also sensationalizing things, you can use a valid address and say you receive a bill at it to claim residence aka not homeless (even if you functionally are). I see it all the time. Often people stop paper bills and use electronic stuff as proof of residency.
so fucking tired of all the sanewashing here, I thought I blocked your instance weeks ago...
Name checks out.
Because actual facts matter. You can't fight a fantasy. You have to fight the actual laws/orders/etc as they are, not what you imagined them to be in your head. Just because one side doesn't follow logic doesn't mean you get to disregard it too.
If facts mattered we wouldn't be in the midst of a fascist government run by a demented pedo with full support from SCOTUS to ignore the Constitution, so I am going to tell you this plainly so maybe even you understand:
NO FACTS DO NOT MATTER COMPARED TO PUBLIC PERCEPTION SO FUCKING GET OUT OF THE WAY
Do you want this nightmare of authoritarian overreach to end quickly?
Then Shut The Fuck Up and stop doing the enemy's work for them
Unless you enjoy being a traitor, that is. I mean you do you
Cool. So you're gonna fight made up things with more made up things and no one's gonna believe you because, well, you're a liar. Also love the all caps. So scary. Really terrified me over here. Hey, isn't that how fascists get their way? By yelling and fear and intimidation? Oh wow, it's like you're becoming what you hate. Huh. How strange. It's almost like there are people warning you not to become the monster you fight and here you are putting on fangs and fur....
You're a tool 😂
Fascists have only stepped down from power twice in all of human history without bloodshed
Where exactly do you think this entire thing is going? They are disappearing citizens with no due process. They have already built the concentration camps and have bragged about the inhumane treatment they will dish out there
Do you really think this is just another 'rough repugnican cycle that we'll get back in office and start to clean up' like the last 4 times because that's NOT the FUCK what's happening here and anyone who had family escape from the old USSR knows EXACTLY what is going on right now
We are gearing up for civil war and a ton of innocent people are going to die and here you are spending all of your energy cherry picking arguments for the fascists.
And now that I've laid it all out clear as day to you, if you persist in your dangerous ignorance I will have no other option but to consider you an intellectually dishonest forum slider at best, and a legitimate traitor at worst.
I don't know what that saying means, but I hate the Trump administration I promise. I hate FUD too though. More FUD = less energy to spend on the actual battles that need to be fought. I have my own mental health diagnosis and currently live in my parent's spare property so what OP said would personally impact me if true. I can't find where it's stated though.
/r/notatrumper material right there, plus randonumbername. I am so fucking tired of this game.
I didn't ask for your life story I asked why you are sanewashing the weaponization of homelessness
Certain addresses get flagged in bank and verification systems over time that are shared addresses among many people. Places where someone can get mail without a permanent legal address is one example. Shelters, general delivery at the post office, etc. So much of the concept of your identity is tied to your legal address. Courts can use this too and claim they can't find someone then issue default judgements against them. Meanwhile, so many places are heavily monitored because they have turned into police states, it is not usually in question for the goverment who someone is and where they are located. The post office should provide long term PO boxes for unhoused people for free and these should be accepted as legal addresses. But often, you'll find a PO Box isnt accepted.
I feel like I'm becoming jaded because any time I hear about some new shit that hurts poor people in this country I find myself wondering how many of these people voted for Trump in the first place. I get being desperate and feeling like some kind of change is needed... The first time. But we had a chance to see it was all bluster and bullshit already and still voted for this government. I know it's a bad mindset but a lot of this stuff is hurting groups of people where the majority voted for Trump and I'm having trouble feeling sorry for them.
Propaganda efforts large than we can imagine operating for decades. How has the rural poor identity morphed from union men and worker solidarity to backing military and police? It got too dangerous and they stomped it out with myths of foreign adversaries. I’m of the mind that we need to reach across political lines to overcome this, we can’t allow them to split the country evenly in half or we’ll be in a deadlock forever that just lets them do what they want. It can seem herculean but there are shades of it when a CEO is killed on the streets or a bunch of politicians work together to protect pedophiles; political identity fades and it becomes more obvious that it’s us against them
Also a lot of the most disenfranchised are kept from voting at all. Either they have to work, polling place is too far away and they don’t have a car, polling place getting changed, don’t have a permanent address
this entire thread is filled with drumpf apologists and sanewashers
Congrats lemmy, you lost the war with fascism through inattention and allowed yourself to be co-opted
EVEN THOUGH you had clear evidence from 4chan and reddit how fascism grows on online forums through deliberate discussion manipulation
I have reported over 30 incidents of social media sliding from inauthentic accounts and all it did was get be banned for 2 days for being 'rude'.
You get what you fucking deserve and I'm going to enjoy watching your collapse
it is pretty wild dude but I think some of the people resorting to sane washing are burned out by all the cable news / huff post / raw story kayfabe
they see somebody pointing at a threat and instead of add that to their mental load, they'd rather shuffle it aside as panic bait or whatever
i kinda get it
my hope is that if their banks actually threaten them with this they remember "oh yeah, i've heard of this, it has something to do with my address getting challenged" and then maybe they can figure it out in time? then they don't have to deal with getting labelled like this and losing services.
Holy shit.
To think I was envious of America when I was young.
Hahaha right? They sold the lie so well. But it's so easy to do when you control the majority of the world's media, whether it's news, radio, television, cinema, or online streaming.
To be honest, this shift in our politics has been brutally quick and more federally far reaching than anything that happened while I was growing up. People used to be able to just exist. Camp in parks, sleep on benches, etc. This authoritarianism is... Somewhat new.
It started in earnest under Regan. It’s just been difficult to see where all those changes would lead until all at once it smacked us in the face.
Do you have a source for ANY of this drivel?
I was homeless for years, and have worked with homeless addicts for the last 10 years. Never in my life have I heard of these things happening for the reasons you give. Hell even to this day I don’t update a bank with my new address.
Could you provide a reliable source for more information about this actually happening to real people en masse? I have no doubt it’s happened to someone somewhere, but would be surprised if this was a real problem and I wasn’t aware.
For all other Europeans out there, avoiding this situation is another thing the EU did for us.
For the Americans, write to your representatives demanding the same rights.
Excluding people from having a bank account in 2025 is basically condemning them to ostracism even without sending them to concentration camps.
I've long held the belief that the US postal service should also provide basic banking services too in the US, that way no one can be denied a bank account.
One of the things Bernie Sanders ran on. He wanted to do that and ton more good things for us little people. But the Democrats rather have fascism under Trump then progressive policies.
Back when I vandwelled, I was able to set up a "declaration of domicile" so my legal address was at a mail forwarding center. You can have mail forwarded to a local post office box, or to a different address (if you're crashing at a friend's house or something.)
It's a useful option when you have to move around a lot, since if you move you don't have to change your address - just change where your mail gets forwarded to.
It does require paying for a PO Box, but IMO it's worth it.
Though I recommend actually knowing something about the town or city of the forwarding center you use. I once had a job interviewer be from the same town as the one on my license, and had to bullshit as if I actually knew the place (and didn't merely drive through it on a freeway a couple times.)
Unfortunately there are systems that will reject PO boxes - credit applications, mortgage and loan applications. It's increasing and I think they're catching wind that nomads do it, so they challenge for a "physical address" which of course must match your credit file. This is a nice way to shit on people who are trying to get out of transitional housing too, since they can easily spot group homes and halfway houses.
UPS stores (and many others) offer mailboxes, similar to PO boxes. Unlike PO boxes, they will accept packages from other shippers as well as USPS. Also, they'll only put mail in your box if it is addressed to you specifically. No bulk mail or "Current Resident" bullshit.
I came into this thread thinking that the term de-banking was something like de-google and I was eager to find some opensource service tô get rid of the dependency of banks all together.
Boy was I wrong. /s
Good advice though!
I was eager to find some opensource service tô get rid of the dependency of banks all together.
Credit unions
I left the USA 25 years ago and still keep a bank account at my parents' address. Not yet debanked.
You being lucky doesn't necessarily imply that other people will be equally lucky, though.
Plus, what we may not have thought about is that the triggers for a financial institution to review your account will happen due to a change in circumstance. Address move, insurance change, employment change.
Since you left 25 years ago, there have presumably been essentially zero changes to your personal status as far as the bank is concerned. They aren't hearing about it because you don't live or work in the country anymore.
So your account is just sitting there, quietly unnoticed and unbothered.
To make them want to close it, something would need to happen to make them review it in the first place.
This is 100% going to be used against trans people, especially the mental illness and danger parts (remember all the cross dressing is pedophilia stuff that republicans were pushing)
I hope for the safety of all LGBTQ people in the US right now, especially the trans people. You all deserve to live unbothered, I wish it were that easy.
Currently shit scared as a gay guy with autism. I studied this, on my own, out of curiosity -- how a relatively modern society can commit atrocities upon its own citizens that it deems "lesser".
In high school, where we had entire chapters of our history books that we focused on for weeks dedicated to things like the civil war and the war of 1812, WWI and WWII were (in my recollection) split between a single chapter titled "The World Wars" or something like that, and anything later was usually glossed over in even briefer fashion (Korea, Vietnam, and the Cold War all shared a single chapter. I'm not even sure the Cuban Missile Crisis was given a sentence. But holy fuck did they want you to recount in great detail all the facts and figures of the revolutionary war and civil war, down to excruciatingly painful detail. -- I digress, it just irked me then and it still does now).
My point is, nobody chased me down and beat me over the head with a textbook to research the Holocaust and how it happened, nobody made me learn the finer points of going from an economic crisis to an angry little egomaniac getting elected to gas chambers and piles of bodies. We were taught what happened, in the driest fashion, but they never taught us how it happened. For me, nobody had to. I wanted to learn, so that I'd hopefully recognize the signs if they ever happened again. And now I can't afford to leave on my own, while watching them slowly follow the exact same playbook in almost the exact same way. You start with the most vulnerable people and expand that over time to "everyone you don't like", and I have no illusions about being a friend to republicans.
Also, hey, sidebar: anyone else finding the combination of "gutting NOAA funding", "open air cages", and "located in Florida, where devastating hurricanes regularly sweep through", to be something Eichmann would've called genius? "Oops, we didn't have any warning! Awww, shucks, shame about all those un-people we wanted to be rid of!" And the gators take care of the bodies. It's brilliant, in a way.
my last hope is Canada opens their borders to unskilled/disabled refugees, but I don't hold out a lot of hope.