this post was submitted on 12 Nov 2025
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A 50 year mortgage will be a lot like renting. Because the bank will own your shit until you die.
It'll possibly be more expensive than renting, because when you rent you're paying off your landlord's 30-year mortgage. The interest owed on a 50-year mortgage makes monthly payments notably higher.
That's what we get for saying "why can't I get a mortgage when I pay more in rent just bc my credit is bad", the banks figured out how to rent properties to you.