this post was submitted on 07 Sep 2025
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Braindead take? This is just the reality of the situation for a lot of people
I know that it is why why would you be entitled to own a home just because you can make rent payments? Do you think the bank should give you a mortgage with $0 down? There are enough people buying who can save a down payment just fine
Mortgage payments are almost never lower than rent unless you are seriously downgrading
Given the figures are in pound sterling, quite often in the UK the mortgage payments are signficiantly lower than renting, 100% makes sense when in the context of the British housing market.
I bought my first apartment because it was like €500 per month cheaper than renting a similar place. ¯\_(ツ)_/¯
Mortgage payments are almost universally lower than rent payments. With rent, you're paying for upkeep, maintenance, administration, a profit margin and the landlord's mortgage.
Here in the UK rent is always much higher than mortgage payments. Where do you live?
Mortgage is lower than rent in BC but of course it is, you need like minimum $100k down payment to own