What are ethical ways people could/should invest their money into instead?
I'm not going to ever be a landlord, but I want to retire at the point.
What are ethical ways people could/should invest their money into instead?
I'm not going to ever be a landlord, but I want to retire at the point.
Maybe you can enlighten me on more ethical ways to invest my money because at this point I think not putting money into a 401k is a terrible financial decision.
Tax deferred compounding interest is too good of a deal for the average person to pass up. Over 30 years you'll be looking at anywhere from 100-150% return on investment.
$50 a paycheck for 30 years with 5% avg return turns your $39k total contributions into $100k in retirement savings. $100 turns $78k in total contributions into $200k savings.
For many people who find saving difficult, me included, being able to set it and forget it, plus the understanding it needs to be for retirement to get the full return, has allowed me to save money I would have spent/wasted otherwise.
Due to the compounding factor, the sooner a person starts the better the return, so to discourage young people to not put money into a 401k is IMO actively harmful.
IMO It's like telling someone they shouldn't have health insurance. Yeah it's bullshit that society forces us to participate in a fucked up system but not having it puts future you at a terrible risk.
It's cause he's only drinks socially.
If I throw something at your head and it hits you in the face, was it because you did something irrational?
No. Maybe the throw was too hard. Maybe you weren't paying attention. Maybe you can't see, or maybe your arms don't work the way other people's do. Maybe you felt something coming and didn't know what to do and panicked. Maybe you like getting hit in the face. Maybe I threw it really softly, and you were paying attention, but you've never practiced or tried to block/dodge a moving object and it hits you on the nose.
None of those situations are irrational. The only thing irrational that could occur is thinking it happened because of something that couldn't be explained, or by maybe trying the same thing over and over again and expecting different results.
Part of my job deals with other organizations. Businesses/gov orgs/etc. I've learned that most, if not all organizations, including my own, have "rules", but tevery org alsp has at least one person who has the power to make an exception.
Depending on the org, and/or the "rule" it could be lots of people. A lot of times they'll say you can't do this, not because you can't, but because they've decided they don't want that to be a common/advertised workflow.
So sometimes it just takes communicating with a sympathetic person. They can either help you out or transfer you to someone who can.
It doesn't always work, but it's probably your best bet. If you ask someone and they say no, try a different person. If you're really motivated try a different point of contact. Like instead of chat, email or call, or instead of reaching out to tech support try a related department. If you're consistently getting stonewalled by the gatekeeper, try asking about something else, anything else, where you might get transfered to a supervisor. Then ask to supervisor to help you.
Could be a lot of work for nothing though!
Alternatively, this might be a stupid idea, but see if your old number is currently in service? Maybe you could work out a deal with a phone company or something I'm not sure how all that works. Or maybe you could text your old number and see if someone responds lol. Some people are surprisingly helpful and nice.
Ya and I could have won eotm the last two months, should have even. Butt fucking Josh is bffs with the damn manager. Awards are rigged, dont try, don't meet your heros.
This sounds like a really stupid concept when applied to California, which produces the most food in the US.
Sounds like a really stupid concept in general.
You're just going to siege a city while ignoring the other cities nearby?
Cities aren't isolated.
Ugh my hair sorta looks like this. It's messier on the top but I do like the sides pretty short, I think it works well with my head shape. I keep my beard shorter too. Hopefully it's different enough to not scare off cool people and not attract chuds.
I overheard a random person on a video introducing themselves and it was something like "Hi I'm Katie, I like whatever and I believe Jesus Christ is real". Is that just a teenager saying something weird or is that a way some people actually present or talk about their faith? Just sounded so bizarre to me.
I like the imitation made out of dog better.
What are you doing now? I like it with those things sliced and sauted, air fried or baked. With oil.
I think it can be a bit of an acquired taste, as many fermented things are, but I see this always floating around for advice.
https://www.cooksmarts.com/articles/how-to-make-tempeh-less-bitter/
Lol I saw this one in the wild.
Absolutely absurd.
I'll bet my left ass cheek this millionaire is paying over the market average for rent. I'll be generous in her "thriftyness" and call it 2k.
So 24,000 a year. Ober 7 years, 168k
Almost bought a place an hour out of Seattle, probably tacoma. Homegirl isnt living in dupont. According to this website.
https://fred.stlouisfed.org/series/ATNHPIUS45104Q
Avg home price in tacoma 2024: 450k 2017: 250k
Let's be super generous, say she dropped an extra 150k in maintenence/tax/costs etc Still up a cool 100k
They telling me her diversified investments of 250k made 268k in profit?
Yeah ok.