Insane work
this post was submitted on 27 Aug 2026
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Apparently this was in Detroit in 2020. A similar thing happened a few years earlier in West Seattle. Black guy went into a Wa. Mutual to deposit a check and the bank people thought it "didn't look right" so they called the cops and charged him with check fraud. During the week or so he spent in jail, he lost his job, got evicted from his apartment, and gf broke up with him. He sued the bank and it took a couple years but he won.
That is the closest to reparations that a black person will ever get in the US.
Person who has not googled Evanston, IL noises
So is other people's racism like an infinite money glitch?
Yes. Except in my mind it's a monkey's paw deal. You win endless discrimination lawsuits, but you just end up with a bunch of checks no bank will cash.
The secret is that you go to a credit union instead of a bank, and you DEPOSIT it instead of cash it.
They will have ample time to verify the check through official channels, and you can access the money after it has successfully transferred from the payer into the account.
You can deposit checks at some ATMs.
Oh like you wish for a million dollars but everyone you interact with is lawsuit levels of racist. You can get the money but can't cash it. You can sue endlessly but you end up wasting all your time in court
Exactly. Classic monkey's paw. You end up dying homeless and in the gutter. On your corpse the police find millions of dollars worth of checks to your name. You get to be a millionaire that dies of hunger and exposure to the elements.
When life gives you lemons, penalize them.
Why do they apparently still use cheques in 2026?
In this case, it would actually be beneficiary to use checks because they can do it via cashier check to guarantee that it's going to deposit and also it makes the paper trail to help protect against the I wasn't paid or this person never got the money claim.
Not that I don't believe that checks are not ancient outdated technology as well, but I do agree there are some rare occasions where it makes more sense to use a check versus having to deal with a wire transfer or paying in physical denomination.
having to deal with a wire transfer
What's the process and why is it so arduous? Here it's just account name, bank number, account number and you can expect it next day (or instant using modern methods). Sure beats going to the bank...
Well they don't so much anymore in 2026, but that's not relevant to the story in the post
Checks are nice when you don't want acquiesce to the anti-privacy account making nonsense or pay the "convenience" fee some companies pull on their websites. With the added bonus of in order to get their money they need to take extra steps and have a real person process the payment because the company dicked around. Checks are awesome.
This story is ancient. I remember seeing it circulate in the early 2010s.
They may not be the most common method of payment, but they are regularly used.
It depends on the country you are in.
In the U.S. checks are still a very common way to pay bills for businesses. The reason: checks are cheaper. ACH fees are more expensive.
In other countries the reverse is true. Checks cost money while ACH is free. So everyone does ACH and checks are almost unheard of.
In the U.S. it's faster and easier to reimburse myself from the my business account with a check to my personal account. Its truly ridiculous process. I print out a check from the business software and sign the check. I then remote deposit the check into my personal account (endorsing then back) with my phone. The check never leaves my desk.
It costs me under $0.03 (cost of the check) to do it this way. ACH fees are $5/transaction for essentially the same thing.
I just get a bank transfer and it's instantly in my account
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Chat, is this shitpost real?
Apparently it is: https://www.bbc.com/news/world-us-canada-51234141
The bank clerk herself was a black woman, and the man is an Air Force veteran… The onion couldn’t make this shit up
A small tidbit :
Police began an investigation into Mr Thomas for fraud during the incident, but have since closed the case.
So non only the police didn't need to be involved but they also tried to find fraud charges instead of helping the victim of racism...
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From the article:
But when he tried to open a savings account for the money at the Livonia branch, staff said they would need to verify the cheques. The assistant bank manager - herself a black woman - went to a backroom, before returning and telling Mr Thomas their team member who verifies cheques was not there. She allegedly asked him how he got the money.
Ten minutes later - after Mr Thomas said he would wait in the lobby for the staff member to return - four police officers arrived.
I'm taking bets the asst. bank manager was told she had to ask by someone else behind the scenes. Then that someone called the cops.
WTH is a beat cop going to do though? How would they know if the check is legit or not? They should have deposited it and waited to see if the funds came in.
WTH is a beat cop going to do though?
Enforce hierarchy
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Sauntore Thomas when the bank called the cops:
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