I think as long as nobody points out to people that technically this is socialism, it should go great. The picture the Internet has painted for me about Americans is that they'll shout this down if they find out.
this post was submitted on 25 Dec 2025
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35ish percent still support trump. that's the segment you'll see come out against 'socialism' - the rest of us just want system that work and aren't hung up on silly exceptions. and that 35ish percent will find ANYTHING to piss and moan about, so don't bother trying to bring them along, leave them to their fates.
Now if only states followed suit.
And other debts like predatory loans.
This is beautiful. For those calling it a half measure, calling for the end to private insurance etc etc, this is the government paying for medical care.
By paying only pennies on the dollar it's demonstrating that medical debt is a farce. That puts a huge dent in the myth that public healthcare is impractical here
If you're expecting the American people to see nuanced healthcare policy behind this then I'm not sure what to tell you. You should know by now that we don't do that.
No, not we. Them. We the people have been in favor of Medicare for all as well as debt cancellation by a large majority, and would gladly vote it into law if they allowed it to happen.
Here's the thing, if we keep doing politics that plays to people's stupidity rather than their ability to think independently then we might as well ditch democracy.
It is paying for medical care.... And HMO grift.
At the rate they're purchasing debt, it's arguably not
The beautiful thing about this kind of policy is: it's almost impossible to get the public against it once it happens. Even with the near total control of MAGA on the minds of its base, getting people to openly harm themselves -- specifically in the face of counterevidence, not without it -- is a hard sell.
And yes, it's not a complete fix. But don't let perfection be the enemy of progress. We have done that far too long.
That's what I thought about LIHEAP but here we are.
Plenty of them are against student loan forgiveness.
Get ready for the DOJ to drop a lawsuit.
I'm happy for Arizona to get this, I hope the plan continues for more people in the state.
Isn't that debt still paid back to the private insurance companies?
Better people's debt is erased, but even better if the debt is absorbed by the insurance companies which is the point of having insurance in the first place.
It’s paid using existing debt collection channels, which means the private insurance is only making pennies on the dollar, and it’s money they would have already made anyways.
Let’s say an insurance company has $1M in outstanding debt to collect. They don’t want to bother with actually collecting, because they know the chance of actually collecting any individual debt is low. They’re willing to write off a lot of it as a loss, but they want to get some money for it. So they sell it to a debt collector.
The insurance company takes that $1M in aggregated debt, (owed by dozens or even hundreds of people), and a debt collector buys it for like $50k. The debt collector gets the debtors’ contact info, and how much they owe. Oftentimes, that’s basically all they get.
Now the debt collector can work on actually collecting that debt. They know that collecting on any one person’s debt will be difficult, but anything past that initial $50k investment is pure profit for them. And there is a lot of potential profit to be made on that $950k. They’ll be able to do things like offer steep discounts to debtors, because even 50% of the debt is still $450k in profit. They’ll work on that aggregated debt for a while, and the ones that they can’t collect on will get re-aggregated and resold to another debt collector for even less.
The government basically went “well companies are already selling the debt… Why don’t we just buy it and forgive it? It’ll be cheaper than paying their debts outright or fighting with the hospitals to lower bills, and it doesn’t require getting voters onboard with socialized healthcare.” If they’re able to spend $50k to forgive $1M in debt, that’s a huge win even if it means $50k lands in the insurance company’s pocket. And again, that money would have eventually made its way to the insurance company anyways, via normal debt collectors buying the debt.
Totally think that makes sense, but also what a waste of admin that really shouldn't have to exist in the first place, if people never when in to debt to begin with.
We're updating old code instead of rewriting it from scratch. Has to be done, but I wish we were working on the new version in the background with any kind of seriousness.
In theory, insurance companies shouldn't be putting people in debt. They're the ones who should be in debt to the pharmaceutical companies and the government because they're paying out more claims than they can afford to cover with their revenue from premiums.
This being true would force the government and insurance companies to both be fighting the pharmaceutical companies for better prices and for accelerating decelopnent of generic medicines. Also, it would make putting research funding into long-term cures rather than lifelong treatments a more worthwhile gamble compared to now.
Yeah that all sounds right to me. Except from the story they say that it won’t affect their credit score, which seems incorrect. If the company sells your debt to a collector, that gets reported to the credit agencies and is a big negative mark for you. Then later if you pay off the debt collector, that doesn’t fix the original negative mark.
Not quite. The debt collector is the one who reports it to the credit agency. And those debt collectors can do something called a “pay for delete” which means they completely remove it from your credit report, as if it never existed. And if the government is the debt collector, they can choose to delete the debt (forgiving it) whenever they want.
Yes but only at a fraction of what these companies act like it should be. When a company is telling you it costs $100 but then magically will take $1 for the same services...some shit is going on with the system.
The pizza shop wanted to charge you $20,000 for your pie, but since you have a PizzaProtect Care Plan, it will actually only cost you $35.
Fuck, you put the idea out there and now I fully expect to see a PizzaCare membership pop up at a pizza place within a year.
Symptom treatment. Here in europe medical dept is unknown.
The symptoms are so bad now we need to stabilize before we can tackle the cause.
It's the leading cause of bankruptcy stateside
The phrase that will piss me off more than anything. Someone (likely a poor/homeless person} needs immediate medical intervention.
"But who will pay for it?!" How about those taxes I'm paying that the corporations aren't?
But if our taxes go to pay for medical care, how could we fund war profits and racist policy?
OMG! I forgot about the shareholders! I feel so ashamed...
And you should feel ashamed! Those poor shareholders.
This is downright fucking amazing! Though… I’m surprised the Communicialists aren’t whining about this being not enough considering she’s a Filthy Lib™