Stocks
this post was submitted on 13 Nov 2025
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Easy. Second hand electric car with a big range.
I would buy cheap electronic parts to build something like a Risc-v handheld(or PDA) computer to replace a smartphone with easily replaceable parts. This might help me figure out how to work with mipi dsi displays and how to write drivers for them. :) And besides that, I would stock up on canned food and maybe a solar panel capable of charging a laptop, for example.
can I just throw it on my mortgage?
Technically you're using it to buy a house, so I guess that qualifies as spending it?
Seriously this. Like imagine taking a chunk out of principal like that, you would save thousands in interest!!!
I actually did do that, the advantage of having rich grandparents. It's amazing how once you get a bit of money the system just throws advantages at you. Capitalism really is broken.
Because I was able to get together enough money to be able to buy a house and put down quite a lot in collateral, my mortgage repayments aren't very much, considerably less than I was paying monthly in rent, even when you take into account that the rent included water bills.
New computer and I'd get my car overhauled at a specialist and there goes like, 15k. Or more if my car has issues I don't know about
Probably a car
How is this even a question. If you have a mortgage you pay off your mortgage, or at least as much as they let you, anything else would go on a new car.
I would like to get my house renovated but that's going to take more than a day.
Like 15 abortions. God I love abortions.
I do not understand that, in my country abortions are free
(ok, not actually free. You need to pay 15 euro for the blood test, a 30 euro tax, 2 euro for the hospital parking fee and around 10 euro to buy the painkiller or antibiotics after the operation)
Dude, I wish I lived in a civilized country. My cancer treatment would have cost somewhere in the range of $5 million without insurance. Healthcare is a human right
oooOOohh look at mr big spender here with their fancy thousand dollar abortions.
Would make the world a better place than any other kind of charity, tbh.
Definitely debt.
Am I allowed to just buy a different currency like Euro or Bitcoin?
Does the government know I have it? Because it will cut off my disability, my medical, food stamps, and I'll loose the ability too live anymore.
But of course I would spend it on basic necessities if the government won't know about it, stock pile of non perishable foods, toilet paper, fixing the broken shit around my place (as much as my landlord allows) maybe a new bed that's not 10 years old.
It's not real that much but it would help my quality of life for a bit longer I guess
No one wants to donate it to charity of my choosing?
(What if the charity is just a thin veil over my own account)
20k is one medium home remodel (one deck, Hall bath, or painting the outside), half the price of my sisters powerchair, or paying down half remaining on my car
There is no reason for a powered wheelchair to cost as much as an expensive car
For that money I'd expect to be stomping around town in a fucking mechsuit.
There's no GOOD reason an MRI should cost $1500 either.
edit: i realize you probably weren't judging, my bad for the attack dog
i mean.. there is when she is completely non ambulatory, needs a specialized back to support her upright, requires tilt relieve pressure point throughout the day, and has large tires so she can go outside in the dirt without getting whiplash from the bumps. A privilege, sure, but I think its well deserved
without specializations it could probably run at 12k, and insurance wont pick up anything above basic
Shit I don't think you realize how little $20,000 really is. Hell there's very few new cars that even cost 20 grand. I could have it gone in less than 5 minutes.
My daughter says pokemon cards
Index fund. Duh.
That's not really spending since you can just withdraw it.
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gold coins at the local coin shop
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I clear out the grocery store canned and boxed goods aisles and donate everything to the food bank
I love the sentiment! Food banks/pantries are such a good way to directly help people in need.
But... I had heard that it's usually better to give cash to food banks/pantries rather than food, that way they can buy what they need generally* at better prices than we can get. But I'm not directly involved in food banks/pantries, so please correct me if I'm wrong.
Of course, if you can get mega deals on real food* with coupons or whatever, then of course that's better.
**I'd also heard that food pantries get so much cranberry sauce donated during November, but cranberry sauce is nutritionally deficient, and that if you donate food, make sure it's real food.
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Any of the following:
- Materials needed to make an open source 3D printer, co2 laser, and pick-&-place machine
- Materials needed to make a hydroponics garden system and precision fermentation system
- Materials for a LiFePO4 battery and solar energy system
- Putting a dent in both my personal debt and that of my family and friends
- Donating that 20k to my local makerspace to improve their operations
- Starting a nonprofit
Smart answer: put it all towards my student loans
Assuming I need to like, actually pay for a good or service... New computer, new computer chair, gifts for Christmas, fancy digital piano, a couple gift cards to a restaurant I like, a handful of games, some nice but kinda expensive clothes, some VSTs...
If I quickly math all this out with generous assumptions for the price... That still puts me well under 20k. I dunno, I'll go eat at a favorite restaurant of mine and tip the waitstaff whatever is left.
I'd go to the warehouse store and load up on non-pershable food items my family uses for no more than $1000, then donate the rest to Wikipedia so I never have to see Jimmy Wales' face again when I'm looking up tin pest, Rob McElhenny, or Regulate (my most recent three Wikipedia pages in my history).
Can you overspend and make up the difference with your own money? Does it have to be just one thing? I need some rules man.
Put it in tax free saving accounts. Duh.
I don't have anything that I want that I can think of. Maybe a little carpet?
I've learned reading these comments that way too many people don't know just how little 20k is.
It's not much money, but in Russia I could live decently for ~3.5 years with that kind of money. :)
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I'll donate it all. Nothing left, nothing to lose.
The spirit of the question is that any amount left unspent disappears. Ergo, the donated money vanishes
It's not left if I give it away. As soon as I wire it to, let's say Red Cross*, it is not longer there.
*first thing that came to mind
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