this post was submitted on 20 Mar 2024
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chapotraphouse
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insurance companies probably aren't going to issue a policy for someone with a known terminal illness
and yeah, the credit card companies aren't likely going to let anyone go on a gold-buying spree without asking some pointed questions, at least
Most life insurance products don't take a lot of time doing deep background checks on medical records BUT they do have stipulations on when the policy can be paid in full. Something like, "the full amount of the policy can only be claimed after 90 days of the issuance of policy/first payment".
There are cards that do cash advances, so you'd just pull the money out as cash and then spend the cash partly on the precious metals and partly on other "normal" items (for which you'd keep receipts for).