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Unfortunately student loans are one of the few types of loans you cannot default on or get relief through bankruptcy. From what I understand, anyway.
You can thank Biden for that one.
Uh. Pretty sure that student loan legislation far predates Biden's presidency. Unless you're referring to his time as senator and have a particular bill in mind?
Yes he is the one that wrote the bill that makes it so you can't discharge student loan debt during bankruptcy. He is directly responsible for that.
Tired of being downvoted for stating facts. We should be able to hold him responsible for bad legislation that he as not even try to correct.
You mean he amended the bill that was going to be passed by the Republicans anyway after being successfully shelved by the Democrats for six years.
I’m sorry you’re tired of being downvoted for misrepresenting and distorting facts, but maybe you should get your facts straight and it wouldn’t happen anymore.
HE WROTE THE FUCKING PART THAT DIDN'T ALLOW STUDENT LOAN DEBT TO BE DISCHARGE DURING BANKRUPTCY. No misrepresented of that he wrote it period.
I don't care that you were lied to so he could get your vote. I voted for him anyway just like we all will again now. Not because he good ( he fucking horrible on the scale with Regan) but we must keep Trump out.
Only reason he gets to stay president is because of Trump. If the GOP puts up a reasonable candidate like Christy (that makes me sick to even write) then Biden loses.
You know people like my boss voted for Biden and my boss is a Republican but hated Trump. Lots of independent and Republicans who on normal circumstances vote Republican voted Democrat (and just on the president) but my boss said he vote for Christy or Niki anybody but Trump.
Biden is a horrible person and mediocre president. Fucker champion on cutting of social security and medicare his whole career. Yet bootlickers don't like us bringing up his voting record.
You’re going to have to provide some proof. I literally cannot find any source that backs up your claim.
Also, it is still possible to discharge student loans during bankruptcy under certain circumstances. Biden’s Justice Department actually just made it easier in 2022.
There are two laws that made it more difficult, and not automatic like other loans, one in 1976 for federal loans, and one in 2005 for private loans. Biden had been a senator for 3 years when the first one passed and he didn’t sponsor the bill. I can’t find a voting record to see if he even voted for it. The one in 2005 he did vote for after amending it twice to make it less dogshit. That’s the one where he said it was going to pass anyway, so he thought he would at least try to improve it.
There are plenty of reasons to not like Biden, but I would absolutely vote for him over Christy, and lying about his record on student loans isn’t a good reason to vote for a Republican.
Allen Ertel, a Congressman from Pennsylvania, pushed to make student loans hard to discharge. Ertel was in the U.S. House of Representatives from 1977 to 1983. Despite stats showing less than 1% of federal student loans were ever wiped clean in bankruptcy, Ertel argued student loan defaults were jumping up. His convincing talk changed the rules, making student loans stick around after bankruptcy unless the borrower faced severe hardship.
This is from the first google result. Just like the other comments are saying, he altered bills that came decades after the original legislation.
But at least he's doing something now. That's more than conservatives can say, since they will do and say anything to make everyone else as miserable as they are.
https://www.theguardian.com/us-news/2019/dec/02/joe-biden-student-loan-debt-2005-act-2020
Okay, Joe Biden voted for that bill in 05, gotcha. Seems like the vote was "I promise to vote for this R bill that is likely to pass anyway, so long as they include my amendments to soften it," although Elizabeth Warren seems to think even that was capitulating too much to the Rs.
Like a lot of other policies, current Biden seems to be working to undo some of his past voting record. Not a bad trend, at least.
Lol, if only you had any idea how ignorant that take really is
How ignorant you are to not know about it.