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Holy shit the US has some consumer protection we don't have over here (at least in the UK)
A legally enforceable 5y minimum expiration for a gift card is a fucking great idea.
In Canada they never expire unless the store goes out of business. There’s a few exceptions for things that are services rather than freely spent balance but yeah, to me it seems unfair that they would be able to just absorb that money.
Realistically they get really fucking annoying to keep on your books longer than that anyways.
You’ve got this weird accumulating liability account just sitting there until they expire or you can write them off.
For sure, but I had an "expires in 6 months" gift card for a restaurant over here a year ago. Could have done with not feeling forced to squeeze it in-between existing plans
That’s short.
Starbucks stars have actually got me to stop buying their product. I get an email saying my stars expire, but not how many, after 12 months and gave up on it
Six months seems downright criminal, especially if it's to a small restaurant. Two years should be the absolute minimum.
Uh, what? Are you defending companies stealing gift card money from people because it's a "weird account on the books"?
No, but also yes.
5 years is an annoyingly long time to track gift cards because you can't spend that money until it's no longer a liability on your books. 1 year is way too short, there needs to be a compromise somewhere, 5 years is probably fair.
Do they actually? I didn’t know that.
Uhm, don't have a concrete source here but AFAIK in the EU gift cards that have been bought by paying money into them are not allowed to expire, and I would have thought the UK has similar laws.
Coupons from magazines are not something anyone spent money on so they can have expiry dates.