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What are your "poor person" money life hacks? (lemmy.world)

submitted 11 months ago by return2ozma@lemmy.world to c/asklemmy@lemmy.world

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Let's get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.

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[-] Kruggles88@lemmy.world 25 points 11 months ago

A credit card is a spending tool, not a debt tool. If you buy things with a CC that you can't pay for right away you are doing it wrong.

Get a cashback $0 fee card and use it for everything you need and nothing you want.

[-] lightnsfw@reddthat.com 6 points 11 months ago

When I started out my limit was less than I made in a month and I paid for everything with it. That was hard to fuck up and helped me build good spending habits. Currently I have one that is about 2x my monthly salary that I use for larger purchases but still the concept remains similar.

this post was submitted on 05 Dec 2023

305 points (96.6% liked)

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