I'm in my early 40's. I'm an older millennial.

I JUST bought a condo in Canada where real estate prices are completely bonkers in relation to wages. It took my whole life savings so far for a solid down payment that allowed me to live with payments that are comfortable enough for me. But I still have a lot of capital to pay off.

And I'm assuming this won't be my only home. Il probably move to another place sometime in my life and prices by then will be even worse, unless there's a collapse. But I'm pretty pessimistic. So yeah. Il be tied to a huge loan my whole life. I'll never truly own my home.