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Rented until I got married and we decided it was worth shaving our monthly housing costs down by taking a 30 year mortgage. We locked in our lives and weren't going to be moving away anytime soon.
And then we refinanced when we'd made enough payments and most of all when fed interests rates were insanely brought to 0%.
Now we're locked in paying a fraction of what the landlords charge my neighbors. And we are constantly barraged with calls and mail to sell to corpo landlords.