this post was submitted on 16 Jan 2026
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Chapotraphouse
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Swish, correct. every store accepts it and it's easy to use so it has effectively replaced cash.
interesting, supermarkets and a bunch of other places didn't when i was there
to be fair I haven't checked every store in the country, but I see it's available every time I'm in a shop or at a restaurant. if you enter some small private store it's actually more likely they ONLY accept Swish
some supermarkets don't accept it in the self-checkouts, so if you don't want eye contact you gotta pay by card there
Is there a good reason for it?
I don't know if it's THE reason but at the ICA (grocery store chain) self checkouts the process is you input payment details first (blip card), then scan your stuff, then wait for payment to process, which wouldn't work with Swish since it enforces the payment process to be atomic (getting the price first and then inputting payment details)
actually what might be THE reason for ICA is that they are also technically a bank and you can have your own special ICA card tied to your bank account
How many apps are there for Swish? The indian equivalent (UPI) is a Unified Interface and the apps are then made by private companies. There's apps by Google, Amazon, some Indian private companies. They all add some weird features in it.
Swish only has one app, it's organized by all major Swedish banks together to run smoothly
and I have to issue a correction to my previous posts: ICA self-checkouts absolutely support Swish payments. I was at ICA just now and I guess I never looked hard enough but there's totally a button to bring up the Swish interface. it's even more ubiquitous than I believed