Windex007

... what... oh...

Ohh...

I live in Canada, so things get a lot less complicated around medical bills, specifically.

Where things get really dicey, money-wise is around if you can't work due to injury.

I think the minimum personal liability you have to carry is a million, but it's pretty common to have 2 million.

Even at that, IMO it's still not really enough. If you mashed someone up so bad they can't work anymore, even a full unadulterated 2 million isn't going to square a lifetime of lost income.

I'm not coming out here to say Insurance is great. Just that if we're going to talk about the issues. I just think we owe it to ourselves to understand it well enough to have clear critism based on reality. I was concerned that some of the previous posts weren't communicating reality clearly (possibly more to do with my own reading as opposed to thier writing).

The text is just the output of a "make an insightful LinkedIn post about the power of generative ai"

Considering how trivial it is to build, and the plethora of working examples on github, I expect anyone is one chatgpt prompt away from running afoul of this.

I can do it for Mega Crit. Very few others. Klei I'd do as well.

I'm not sure if either of your points are quite right.

The first is that auto insurers aggressively fight suits. I think they're generally settled quickly. Lawyers are brutally expensive, a sustained fight very quickly becomes more expensive than a payout.

The second is the notion that an individuals lifetime premium payments are capping the injury payout in order for an insurer to stay in the black. That isn't the gamble insurers are making. Their bet is that MOST of thier drivers won't end up with a massive liability, which is why they can payout an individual liability far in excess of that person's lifetime payments and still stay comfortably in profit.

I grew up in the far north, winters were very long and very dark. Every kids jacket had prominent reflective materials.

I still look for that when I get a winter jacket.

I thought one of the reasons you have vehicle insurance is precisely so that if you hit someone, they can sue you and you can't just weasel out of it by declaring bankruptcy?

War is peace. Freedom is slavery. Ignorance is strength.

The difference between now and 18 months ago is that the shape of the dems had already formed. The groups on the different tracks were already tied down.

Who is the 2028 candidate?

There is time now to pressure the dems to pull Palestine off thier leg of the track.

It isn't the trolly problem... yet.

It's fair and appropriate for you to be urging caution, and to be sharing how high the stakes are. I do sincerely appreciate it.

I had a buddy in Finland telling me AB separation is making news... in FINLAND.

In an era of a crazy doom news cycle, I just want to try and put this one to bed. This particular story isn't worth the sweat, especially with all the other things that are.

And who knows. Maybe something will take a left turn and suddenly this becomes realer. Just right now, it isn't.

Lol