Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.
As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades:
How much each change to the atmosphere has warmed the world:
Recommended actions to cut greenhouse gas emissions in the near future:
Anti-science, inactivism, and unsupported conspiracy theories are not ok here.
Tl;dr: Climate change is causing housing insurance rates to rise, and the price of rebuilding after disasters is increasing. Meanwhile the Fed is doing very little about it because this is Trump's administration, and their orders are to drive us headlong into disaster.
I wouldn't call it a "time bomb," just things getting more expensive per usual.
I can say a condo burned down here four years ago and insurance stuff made it such that its pretty much finally rebuilt but not quite and still not occupied. Its insane. Remember all the talk about russia having crops rotting in the field? US feels like that now.
And yet insurance premiums are higher than ever, and the industry is rolling in record profits.
https://www.justice.org/resources/research/insurance-industry-is-quietly-making-record-profits