Huh, maybe housing and healthcare should be 90% cheaper, then everyone will only need $200K and that will be much more reachable
this post was submitted on 18 Feb 2026
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we're hoarding all the wealth so you should be worried that you won't have any and will die miserable and of entirely preventable causes generation x
It all feels so bleak. If everything stays the same (this is unfortunately the optimistic outlook), then by the time I reach retirement age I’ll have to keep working full time anyway because they’ll raise the age for benefits and everything will be more expensive. I’ll work full time until I die. It makes saving for retirement feel so pointless, even without thinking about how climate change will probably alter the way the world works (for the worse) over the next 30 years.
I haven't seen the point in planning to retire my entire adult life. Either we build socialism or die horribly from climate change and police violence. I would like to be proven wrong, but its not looking like there are other realistic alternatives.
Putting it all on the red bear seems like the best bet to me.
Is this why gen x are being primed online to blame all the other generations after for?
The next best thing to immortality for boomers is passing on all their worst traits to gen x
STOP BLAMING GENERATIONS. This is a clear division tactic. Of course Fortune wants to push this narrative. They're the Rupert saying "that foreigner wants your cookie."
Well, these generations: include most of these people, built this system, profited from it, cling to power, made it illegal to push alternatives and even if they are not privileged, mostly still fully support it. Generalisations are always imprecise and I get your point but I don't think it's wrong to be angry about this.
Im HARD and NASTY
This is such bs. Assuming an annual return of 7% (historical average) $2 000 000 would get you $140 000. I don't know about anyone else here, but I live on far less than $140 000/year. If your bare bones living expenses were $36 000 that would mean you'd need $514 285.71. There's investment strategies that pay out far more than 7% as well. I don't understand this fear mongering. Getting more people investing would probably get BlackRock a lot more money than telling people that there's no hope and you'll die poor
The calculation is 4% withdrawals annual to historically have a 99% chance of not running out of money in 30 years which is still 80k every year adjusted for inflation
3.5% withdrawals gets you to infinite retirement based on historical data
$80k/yr when most of these people own a home is kinda crazy to me. However, assisted living is like $6-$10k/month.
My personal investment strategy is to raise kids that won't put me in one
They can, and are, working both angles simultaneously. You get the fearful people into the market with one spiel and the optimistic people into the market with another.
investment firm wants people to invest more. especially the poor, because there are so many of them!
Let me guess his solution, privatize social security and give every baby $1,000 dollars in an investment account that will totally turn into $2,000,000 by the time they're 65. All to further inflate the stock market because their ponzi scheme is so much better then social security...
Had a discussion with my partner's father who said social security gave less returns than his 401k, it's a tax on "smart people" yada yada yada. No amount of reasoning worked on him as to why every society should have proper safety nets. Amerikkka fr is 350 million individuals
Ok sure, but you're way more responsible then gen X as a whole is.
So kindly get into 
you fucking Blackrock CEO.
I don't plan on living long enough to have to worry about this, I earn so little, and what I save is my bug out / bender stash
ps join an org, you can basically always write
I bet Putin has something to do with this
The guy's name is literally "fink," lmao