Also ban photo editors because it's lower margin of entry. Those are not models in first place but VAE that modify model output. To use it you need some sort of understanding how to connect correct VAE to correct models so you need to setup tools to do it or write code. If you can set up tools you can as well train your own VAE on any small subset of pictures of any person on any hardware in under an hour with those tools.
Not that I support generating naked pictures of people but this is how it works and has always worked. It's not models ! https://en.wikipedia.org/wiki/Variational_autoencoder