I tried real hard, but I got born into lower middle class by mistake. My bad, I should've tugged harder on my bootstraps while I was an incorporeal potentiality.

That's your problem. If you never buy it in the first place, you can't stop buying it. You can't save nothing from nothing!

Here, let me help you out:

1. Be rich
2. Squander your money on avocado toast and greater luxuries
3. Stop squandering your money on these things
4. Now you're rich.

If you don't do 2., how can you expect 3. to work?!

Own a home, at least

I get the feeling that the ultra successful also fuck people over who very well do realize that they are being fucked over

Also, make sure you own at least one media giant. Then, you can use it to spread agit-prop about how our society shouldn't do anything that inconveniences rich a$$holes.

You don't defraud corporations, that'll earn you the scorn of powerful people. You defraud poor people.

Step 1: Be rich.

Step 2: Don't be unrich.

Providing she doesn't spiral into a coffee hobby.

I don’t know how anyone can survive on a cup of coffee a day.

You got me curious, so I did the math for us.

I am a drip coffee person, drink far too much coffee (40 oz) throughout the day, and work on a fairly large corporate campus so I have easy access to hot/fresh coffee that I can purchase. Even though there are multiple branded places to get coffee from on campus, they have similar pricing.

• Small (12 oz): 4x @ $2.65/pop = $10.60/day
• Medium (16 oz): 3x @ $2.95/pop = $8.85/day
• Large (20 oz): 2x @ $3.25/pop = $6.50/day. This is obviously the cheapest choice, but will result in a cold bottom half of the cup due to drinking my coffee slowly vs pounding it

My wife and I split a pot of coffee. It takes us 3 oz of coffee beans to brew it. I can buy a 20 oz bag of the coffee beans we use for $15.29, which works out to $2.30/pot. We often stock up on the beans when they go on sale, but I don't know what we paid for them the last time around.

So.. since my wife also drinks coffee let's say that the price spread between purchased already brewed coffee vs brewed at home coffee is between $6.50-$10.60/day. Splitting the difference = $8.85. Doing that 365 days/year = $3,120 saved.

The fact that I have coworkers who drink a similar quantity of espresso based (more $$) drinks at work is insane.

Do this over a 25 year career, invest the money monthly ($260), plan for a conservative 5% rete of return and you'll have $162,577 - only half of which is principal.

Apply this pattern of thinking over a number of different spending categories and you'll be way better off financially. That said, the stats on the billionaire class are eye watering and no amount of frugality will catch any of us up to them.

Caffeine powder. The best part of waking up, is snorting rail of FDA certified caffeine. You WILL have to explain some things to HR, but they will trust your explanation because of everything else in your HR binder.

Ah yes, but have you tried brewing avocado coffee at home?

Eight O'Clock whole beans fresh ground and percolated to perfection. chef's kiss

I'm going to downvote you anyway, not because what you said was untrue or hurtful or disrespectful in any way, but because you're harshing the general unforgiving vibe of the room and I need to stand with my fellow mob.