It's near impossible for modern MBT armour to stop a good hit from an equally modern ATGM or APFSDS round. The best way to survive is to not get spotted and hit in the first place. That's why Soviet doctrine had it right, quick low profile tanks with "decent enough" armour. Hard and soft kill APS can help with RPGs and ATGMs but after seeing how the Trophy system of the IOF is absolute dogshit I don't think it'll be enough.

I think if natoids wanted an effective combat platform over grifting money, they would develop a tank with good all around protection against autocannons, but just enough armour on the frontal arc to get lucky vs dedicated anti tank weapons. If you have a 70 ton tank that gets penetrated by Kornets, might as well make a 50 ton tank that gets penetrated by Kornets instead and can actually cross bridges.