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‘Seismic shift’: driving unaffordable for many in US amid push toward SUVs
(www.theguardian.com)
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this post was submitted on 30 Jan 2024
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It blows my mind how many people are paying nearly my rent on their car payment. We've already normalized having 48+ month financing on cars people would never even think about buying because it's 2 years salary instead of a 2 months. But you can pay $800 every month, right?
Better not lose the job you need the car for that you need to pay for the car payment because miss a few and all those payments go bye-bye, it's repo time! Then good luck getting a job, if you can't pay your car payment, you won't even be able to afford a clapped out 94 civic with 200k for $5k. Maybe if you just move out for a few months you can save up enough to get that car. Just a few months on friends couches or in motels, then it will be okay. Then you'll get back on your feet.
How do they even do it? I know for a fact that a lot of them are not especially wealthy.
Longer loan terms. Interest rates were really low just a few years ago too, so people were able to buy more than they would have been.