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‘Seismic shift’: driving unaffordable for many in US amid push toward SUVs
(www.theguardian.com)
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this post was submitted on 30 Jan 2024
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Don't worry! Well make them all return to the office so that 90% of them are forced to commute via car. That means they'll have to buy one even if they can't afford it! It's genius and there's definitely no other way this can be done because otherwise they will miss out on all that important in-office interaction bullshit!
It blows my mind how many people are paying nearly my rent on their car payment. We've already normalized having 48+ month financing on cars people would never even think about buying because it's 2 years salary instead of a 2 months. But you can pay $800 every month, right?
Better not lose the job you need the car for that you need to pay for the car payment because miss a few and all those payments go bye-bye, it's repo time! Then good luck getting a job, if you can't pay your car payment, you won't even be able to afford a clapped out 94 civic with 200k for $5k. Maybe if you just move out for a few months you can save up enough to get that car. Just a few months on friends couches or in motels, then it will be okay. Then you'll get back on your feet.
How do they even do it? I know for a fact that a lot of them are not especially wealthy.
Longer loan terms. Interest rates were really low just a few years ago too, so people were able to buy more than they would have been.