Homeowners of lemmy who bought in 2020-21, how are you feeling today about your purchase? (lemm.ee)

submitted 10 months ago by GiddyGap@lemm.ee to c/asklemmy@lemmy.world

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[-] dorron@lemmy.world 3 points 10 months ago

Offer accepted on a listed c16 farmhouse in q4 2021, after thinking about the original 3y fix mortgage we lined up, I convinced the wife to put up all the profit from the last house, the entire renovation budget (as well as a bunch of profit from a potentially foolish foray into $GME) to get to 75% LTV and a 10y fix on just over £500k @ 1.7%

It took until July 2022 to complete, managed a big discount on offer price due to some confusing wording on the estate agents listing (and the vendors being a bit silly and telling us they needed to sell ASAP cause they were getting a divorce) but managed it before the mortgage offer expired

I'll be almost 40 by the time i need to worry about payments going up, and we'll have way more equity by then - safe to say I'm pretty chuffed

this post was submitted on 14 Nov 2023

91 points (96.0% liked)

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