The math shows that a median income cannot even pay a median mortgage, at 100% of income going to mortgage. Mortgage prices translate to rent prices. Not 1:1, but are directly correlated.

Anyone locked into the before times intetest rates is going to sit pretty if at all possible, because they can't afford to sell and buy elsewhere without a major downgrade.

And returning to the low interest rates will just kick the can down the road, because it was a large cause of the runaway borrowing that led to real estate inflation.

The only way to really fix this is to force the properties out of the greedy corporate / hedge fund hands that are hoarding property that should be in occupier hands. That's how a healthy society and economy works.

The pain of this crisis is being felt by many. The more discontent there is, the more pressure there is on politicians to pass legislature to address the problem.

I don't have an A --> B plan on how to push the legislation through, but social unrest generates pressure to do so.