this post was submitted on 11 Feb 2026
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The victim's insurance would gladly say that she is at fault for making the police do this, and the police would back her up. On paper to them, it would be no different than if she had gone on a high speed chase and the cops had to ram her to get her to stop. They will not be paying a dime.
Any competent lawyer would demolish that position.
... in a fair court...
Extremely unlikely. Insurance likely has blanket prohibitions on coverage caused by interactions with police. Fault isn't relevant.
im sorry to be the bearer of bad news, but the law and rights you once knew are no longer at play today
To be successful, the govt would have to investigate themselves and find wrongdoing. In which case, it wouldn't be the victim's insurance paying out, it would be the taxpayer.
Even if she's found completely innocent of any wrongdoing, if the govt says the officers did as they were trained, then she's probably on her own for repairs.