this post was submitted on 02 Dec 2025
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My money is on the Chinese shutting down their gamer gatcha market to Japan dominoing to the AI market imploding via Nvidia going bankrupt or some shit

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[–] tocopherol@hexbear.net 50 points 2 weeks ago (10 children)

There are a lot of "buy now, pay later" like Klarna/layaway type options people use especially for Christmas, it's not necessarily credit cards, it would be interesting to see a more specific stat

[–] BountifulEggnog@hexbear.net 50 points 2 weeks ago (8 children)

That 67% not paying it back with the month is still wild, even if it was a lot of credit cards they're still going into (I imagine deeper) debt.

[–] TraschcanOfIdeology@hexbear.net 46 points 2 weeks ago (7 children)

Not necessarily. Klarna and services like it offer zero-rate loans for like 3 or 6 months, because they don't operate like a bank making money off the interest of the loans they give, they're a fintech who make their money raising capital, or by packaging your 12-installment doordash with millions of other people's small debt and then selling it in debt markets. Essentially the thing that led to the 2008 financial crash, but now this time instead of mortgages, it's financed burritos and Christmas presents. It does seem that thesemicroloans have a lot of delinquency, so... Yea.

[–] regul@hexbear.net 45 points 2 weeks ago (2 children)

Dog the bounty hunter busting down your door to repossess the burrito you ate 6 months ago.

[–] Meh@hexbear.net 29 points 2 weeks ago (1 children)

I'm here to secure 700 Calories, one way or another

[–] Kefla@hexbear.net 6 points 2 weeks ago

brace-cowboy just try and take my precious calories fucko

[–] Le_Wokisme@hexbear.net 20 points 2 weeks ago

shitting and pissing in a bag so i can give it back to them

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