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I love making rich people richer
(lemmy.world)
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this post was submitted on 15 Sep 2023
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I have 7 accounts.
It doesn't change the incoming versus outgoing, but it does psychologically redistribute the pain. When you see $5 in "Long-term Savings" and $7 in "Short-term Savings", feels a lot better than $12 in "Income".
I use a similar system. I calculated about how much I usually need for bills and regular expenses and get it on one account, then another one for some extras and another where I try to save as much as possible. When I get a raise or a bonus I set it up for that account.