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this post was submitted on 25 Jul 2024
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A Boring Dystopia
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From their perspective, they make nothing off of people who don't pay interest or fees. Thus, it only makes sense that the "best" customers are the ones carrying a balance, because they're the ones who generate profits.
They still make a percentage of each transaction. But it sure isn't 18% interest
18? Ha, it’s closer to 30% for lots of us. They only loads it to the teens for people who aren’t carrying balances.