matlag

So they're under the strong protection of complicit GOP and spineless obedient Dems?

Be innovative and don't be afraid to break things! Isn't that how you become a billionaire??

The most appalling thing is the advertisers and whoever approved this live in a bubble where people are ok with massive surveillance, and don't imagine people will freak out when they see how Amazon can watch them. At least Meta knows their users hate them but are hostages of their network, that's why Meta buys or crushes competitors before they become too big. I've not seen that since a Ford's VP bragging about how much Ford will know absoltuely everything you do with "your" car (is it really?) and backpedaled live as he realized journalists were horrified. That was a long time ago. Today it's common.

It's still a payment system. You need banks and shops to get in. In practice, you would have to wire money from your bank account to the Taler wallet.

At last! The country demographic is saved!

All these people were desperately waiting for the government to ask, now they can finally get to it!

Even non-random ones.

Just how many data breach does it get before we collectively realize it: as long as the pain of the breach is on us, corps will never really care about security.

Slam them with 10% of their yearly revenues on the first breach, and they'll start taking that seriously.

A system that guarantees privacy for the consumer but transparency for the seller (to avoid tax fraud). But It's basically a digital wallet for the consumer. If you lose control of the wallet, you lose the money on it.

Canada has Interac but turned it in a for profit.

The Bank of Canada has considered a digital CAD but not started anything yet. Maybe they are taking notes?

Meanwhile, we could give biz the option to lower their prices and in exchange pass down the cards fees to customers (transparently of course, big display: Visa +n1%, Mastercard: +n2%, ...). The current system makes all prices higher but cards provide rebates or other benefits. That's pretty much a tax on the poor who can't access "high end" credit cards.

So he'll probably ban OTHER stablecoins to get a monopoly, and probably have the government sign a 10 years long binding contract with his own business.

XMPP biggest issues:

• The absurdly and laugably slowness of the protocol evolution on critically needed features: it was bleeding edge years back. The XSF totally screwed up the VoIP extension management. Google dropped a working out-of-the-box solution on the table in 2005: "Take it and use it! You're welcome!". They took 4 years to improve it before declaring the extension stable. Only then did clients start implementations, and bummer: the spec was not perfect, there were a lot of hiccups and "client A can make calls to B but not C" issues, because, who would have guessed, the only way to improve a spec at some point is to test it out there, and not stare at it and make some minor changes. By the time, most XMPP users of the time who wanted VoIP had moved on to others tools, XMPP went from at the top to very late. They're doing it again with MIX (next gen rooms): the first draft is from 2015. It's still "experimental", though some servers team started implementation (such lack of patience...)
• An ocean of servers/clients with no consistency. You get to Matrix, and you have Element for all platforms. It can be native code everywhere, but it's the same look and feel. You can tell your pops "just install Element". In the XMPP world, there is no equivalent, though Snikket seems to be going there (consistent UI across platforms): all clients are different, different UI, platform specific with different set of features, some are a 1 guy project. If you're not guided by a tek-savvy person, you have no idea where to start.

With all that said, I run a server for our family and its resources consumption is barely a blip on the radar. The lightest Matrix servers are an order of magnitude hungrier. And the difference increases with scale!

XMPP is the absolute best solution to multiply small servers, a very good thing for a healthy federation.

Drop anything that's not opensource and federated, except if you want to live the enshitification process over and over.

Matrix might be the closest to Discord. XMPP should also be considered.

"Your dasher crashed, but based on his tracking, he's still crawling towards you. This could induce some delay. If you go meet him on the way, you can get a rebate on your tipping fees!"