arrow74

joined 1 week ago
MODERATOR OF
[–] arrow74@lemm.ee 5 points 2 days ago (3 children)

Seriously where are all the conservative Christians that were so afraid of barcodes. These guys have turned revelations into a check list, but it's okay because he's "your" guy?

[–] arrow74@lemm.ee 7 points 2 days ago

I mean yeah that's exactly like Facebook

[–] arrow74@lemm.ee 16 points 2 days ago (2 children)

I don't think it's long before it dies off and goes the way of Facebook. It'll have users sure, but it will be long past producing any content worthwhile

[–] arrow74@lemm.ee 8 points 2 days ago

Plus, at least here, if you lose your job the following happens:

  • for 2 years you'll get 80% of your previous paycheck (assuming you worked long enough to qualify, iirc 5 years. if not you get time deducted)
  • at the same time as the end of your current employment you have the option to stop/reduce payments on the loan for a time due to special circumstances (technically not mandatory but not bank will give you a large loan without this added insurance, iirc interest will still accrue in this time essentially extending the length of the loan)

And that's the difference. Here you just get to be foreclosed on.

So yeah with having reasonable social safety nets in place the idea is a lot more reasonable

[–] arrow74@lemm.ee 23 points 2 days ago (2 children)

Check the 3 month view, it's down 41%. If anything the downward trend with a high daily volatility is demonstrating how poor the stock is doing

[–] arrow74@lemm.ee 13 points 2 days ago (4 children)

Disagree, sure you can make more in the open market over time by getting another mortgage on a paid off home.

But that invested money means absolutely nothing if the market has a downturn and you lose your job. Now you're on the hook to a mortgage you can't pay and risk losing a place to live.

While on paper you can make more money, it's very dumb to gamble with things you need to survive. And that's all any loan is, a gamble that you will be in good health and have the means to pay it back.

[–] arrow74@lemm.ee 11 points 2 days ago (1 children)

At least in the US inheritance tax really isn't a thing. It's only a couple of states that do it, and for federal taxes the estate has to be very large. In 2025 the exemption is 13.99 million per individual from any estate taxes. I certainly have never had a family member with an estate anywhere near that size

[–] arrow74@lemm.ee 8 points 2 days ago (1 children)

It never was, ignoring how it enshrined slavery, the system it built relied on people acting in good faith. The idea that elected officials would always work to preserve democracy.

Now it's evident that is not an appropriate system for checks and balances.

[–] arrow74@lemm.ee 9 points 2 days ago (1 children)

It was a big struggle for me in germany. I have a condition that makes swallowing food very difficult and have to essentially "push" food down with a lot of water.

I would easily need to buy 2-3 .75l bottles per meal, so instead I bought 1 bottle and brought a reusable water bottle to every restaurant. No one complained, and I did always buy at least a drink.

But if you just let me have tap water, or even have tap water after purchasing a drink I could have enjoyed a meal without rationing my water.

[–] arrow74@lemm.ee 1 points 2 days ago

I'm going to mainly use lemmy now, but a reddit account is still useful. I like my local city subreddit.

My plan is to go to a public library to make an account and then slowly use it every time I go to the library.

Then use a browser that blocks fingerprinting and use a VPN. If that fails I'll give up.

[–] arrow74@lemm.ee 5 points 3 days ago

it's not like you're usually going to be expected to produce on the spot during your daily routine.

Not yet anyway

[–] arrow74@lemm.ee 10 points 3 days ago (1 children)

What do you mean a sovereign nation doesn't want to cede large amounts of territory to an invading force?

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