How tf you don't have a house if you didn't get avocado toast?
this post was submitted on 12 Aug 2026
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I bet the lazy fucker likes to go on vacations with his kids from time to time. Imagine complaining not to be able to afford a house while basking at the beach every summer.
my brother just took his family on week beach vacation, it cost them about $8,000. How much avocado toast is that?
if you dont' take beach vacations for 5 years, that's about 40K, which is enough for a down payment on a house.
Why not both? It's too much to ask?
This has me torn. On the one hand 8k a year just to have a vacation sounds a lot. On the other hand, should we really be accepting concessions on our lives when we know the main reason we need to do monetary concessions is because the fruits of our labor get siphoned from us?
Maybe I'm just too poor to comprehend that 8k vacations should be the norm. Or maybe 8k is too much.
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Usually because the house deposit required goes up a lot faster then the amount you saved.
housing market used to go down. back in ye olden days.
but it's not allowed to do that anymore.
In the long run, yeah, it does save a lot of money to prepare your own meals and coffee, even now. But the people who yap like toast and coffee are the sole reason things are unaffordable truly suck and are completely detached from reality.
Right, it's also the cost of tattoos.
And nose rings!
blue hair doesn't grow on trees!
The productivity loss of not using those, would cost you more in the long-run.
To be fair though, I'm living in a village and mostly cook for my family myself. I've been to Warsaw the other day and visited a small roardside store and a cafeteria.
For the price of a sandwich I could make an entire meal. For the price of what I bought in a cafeteria (a croissant, a jar of jam, small pack of cookies) I could feed my 2+1 family for a few days.
A small cup of coffee costs as much as a homemade dinner in itself either.
I'm not saying you shouldn't eat out. I'm saying these parasites are milking us dry.
the economics of all that are different depending on where you live.
some cities eating out not very expensive compared to the time and cost of preparing food at home.
other cities, it's wildly cheaper to eat at home than eat out.
also depends on the food in question, the quality, and the market. Where I live $5 is a cup of coffee at the nice cafe, but there is no way that's buying you a proper meal for dinner at home either, that is closer to $10, but that same meal at a restaurant will run you $50+
further, some people just don't have the energy or time to grocery shop and cook every day, or don't think the opportunity cost is worth it. lots of folks who can't afford to eat out, economically speaking, still do because well they don't prioritize saving or budgeting.
In 1960 the minimum wage was $1.00/hour and the price of the average US home was $11,000.00
That's 11000 hours still...so, 40 years?
EDIT: Misscalculated a bit. 1+ year apparently.
There are ~2080 working hours in a year (52*40). So 5.5ish years
Check his username
I'm only just now getting over looking for shittymorph and you expect me to start checking usernames again‽
Hahaha oh man I miss novelty accounts like that one. One time i saw shittymorph give an actual reply and I was like omg and shared it with people, but apparently he goes back and deletes all his posts that don't do the quote
I wish I was there to see shitymorph myself.
He's on tiktok now but he's taking care of dogs or something like that.
The government benefits here consider 200€ on groceries a month (<7€ a day) to be the absolute minimum they can give to ensure living in dignity. Now, I personally can take some cuts here and there (especially since they consider daily portions of meat essential) to save a few bucks, but even if you somehow get all your food out of dumpsters, you cannot save more than those 7€ from this.
That's not nothing, a lot of people would (and do) consider cutting back on food to save for other stuff. But it would take 50 years to save for a house, if real estate didn't outpace inflation. Cutting back on food can help if you live well above your means, but if you are barely surviving, it won't make you rich any time soon, just gives you money to spend on things to replace the enjoyment of an easy full belly.
You're right that cutting food costs is hard for someone already spending near the minimum, but the post is about the difference from eating lunch and drinking coffee prepared and possibly delivered by others. In some cities, that's probably about $20/workday, or $100/workweek, for about $5000/year. If we throw in dinner, the cost difference might be another $20/day, not limited to workdays.
Being able to cook good meals at home is a life skill worth mastering, and pays off in both personal finances and in long term health and enjoyment. People should still want to be able to do this, regardless of financial status.
Most people don't want to audit themselves this way. It's too embarrassing and humiliating to realize how stupid you are with your money and that your struggles are entirely of your own making... better to just never look at blame other people for 'stealing' your money.
And what's dumber is your bank probably has tools in your credit/debt card account that does this shit for you automatically.
And the demo who whines the hardest about this is not the people who are legit poor, it's the upper middle class who think starbucks and sweet green is a daily necessity they can't live without, but yet somehow wonder why they can't seem to ever save enough for major purchases like cars and homes... and often they further use this 'despair' to justify further indulge in wasteful spending. Further, they tend to justify this absurdity by citing like luxury high end properties as the cost of a home, rather than properties that cost like 1/4 of those that they could easily buy, but they don't want to make the 'sacrifice' of having to not live in the most desirable/expensive areas of a HCOL area. Like, just because you can't afford a 2 million dollar apartment today, doesn't mean there aren't 500K ones 20-30minutes away from where you currently live that you could easily afford with a little fiscal discipline.
Instead of... stop the wasteful spending, keep the savings, invest it, and all the sudden in a few years you have way more money than you did before and owning a home seems far more approachable.
Also, talking back to people whining about their money problems... fastest way to end that relationship or friendship. Folks will just HATE you and call you an evil oppressive privileged person... rather than admit that maybe they have a spending problem.
My weekly 2 person household necessities are something like $175 USD for home prepped meals, cleaning supplies, charging my car, and shower goods. If i cut back on stuff like conditioner and some vegetables or meats for processed stuff, i think i could save maybe $20 extra a week (until more price gouging/tarrifs/electricity increases due to data centers/whatever.)
The cheapest house on offer within 30 miles (48.2 km) of my job is $78,000 for 576 square feet (53.51215 square meters? Idk how europe measures floor area).
So if i struggle quite a bit, in 75 years, geriatric me and my geriatric wife can live in an extremely tiny house (assuming its still on offer and still costs 78,000, and if i invested that money the stock market didnt crash and and and and)
(Math: $78,000 / $20/week = 3,900 weeks. 3900/52 weeks in a year = 75 years. Im begging for a progressive world-policing power to invade us and force us to have free healthcare/tax the billionaires/slash the defense budget/tax those with multiple owned houses to subsidize housing)
My neighbor bought at $900,000. They eventually needed to move for work so they put the house up for sale at $1,500,000.00. A few months later to 1.3 million. Then weeks later $950,000. 4 days ago they switched it to for rent at $3,985 a month. Like dude, no matter what it's too much! 900k is too much and the rent is too much.
Is Abysmal on both ends. Plus now as a rental that house will be incurring damage. But that's how you end up owning two homes. You just can't sale the first one so you rent it out.
I mean, your neighbor could 'man up' and just take a fucking loss.
It would be better to get the 800k and invest it, then have it locked up in a home that's not appreciating or can't be rented.
but hey, it's 2026, nobody can ever take a loss on property values... the line must always go up and we'll be stubborn idiots rather than take a minor loss...
almost like people are emotional and stupid when it comes to money... instead of pragmatic and smart.
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IF you take that advice literally you'll never be able to buy a house because you head the words but you didn't understand the message
The message is to not waste money of frugal things you don't actually NEED. Every dollar counts a pennies a day can add up to a lot over some years.
It's to tell you to track your spending and see how much you waste on things you don't need and to analyze how you can save more
Also, don't just save it, invest it somehow if you can. This what banks are for. Go there, talk to a financial expert.
Houses are stupid expensive, that's true... but it's also true that you probably waste money. If you waste money, even if house prices drop, you still won't be able to afford one
No way man. Having to budget and save is propaganda billionaires are using to oppress us.
or something. I gotta buy that latest gaming PC parts so I can up my FPS and comment harder on the internet about how horrible things are so I can fight back against the billionaires.
that's only viable for people who make 50+k a year and spend like irresponsible assholes in a reasonable cost of living area.
if you're closer to the poverty line, frugality ain't gonna save you unless you live with your parents.
regardless, this rhetoric is just victim blaming. people should be able to enjoy a meal out a few times a week and some beer AND own a house even if they work as a janitor.
like, give me a fucking break.
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Homeoffice indeed saves so much money. I think even carbon emmissions are roughly reduced by 30% for workers with WFH. Imagine not relying on a car anymore. Over lifetime, buy/maintenance/fuel prices for a car roughly amount to the price of a house actually. Now you'd not want to buy a house at the end of your lifetime but it reaaaaally sums up.
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