I think any game where the scripted loss story enemy is technically beatable but extremely difficult should at least have a special cutscene where the enemy goes 'oh shit lol' before the story finds a way to get back on track in the cutscene.
If it's a loss in the story but you still have to BEAT the battle segment (ie fucking Kai Leng) before the enemy gloats at you in the cutscene, and losing the battle segment gives you a game over instead, you should get fined. no appeal.
