I don’t feel too late to learn anything so far.

Stoicism. The philosophical ideas of how to live a purposeful and good life.

Being a good person is a weakness in capitalist civilizations.

How to properly manage a budget and how do credit cards work

My family is never going to return the favor. Should've gone to school instead of taking care of them.

Empathy, Hurt people hurt people.

Lying can get you ahead in the immediate, but then you’re a liar, and liars lose friends and alienate people.

Go to therapy.

Shoulda took those language lessons more seriously.

Grace Periods.

I'm glad I know them now, because for the longest time, I thought I was in a fucked situation whenever my finances were tight. Like if I was due a bill and my pay cannot cover it because of the dates being different. It used to make think that I had to take a hit and just roll with it. But no, some of my bills allow me a brief grace period where I can gather resources in time. Sometimes I'll even stretch my money beyond some grace periods if it means that I can upkeep some resources then just pay the difference later.

That I am a girl

That you don't put soap in the bootyhole

Take it sleazy. Not for everyone, but for some people the most productive way of getting stuff done is doing it with less effort. Don't go too fast and burn out