Relative point to point

• which Blockchain are we talking here? How does it compare to the current banking infrastructure?
• again, which one? How does it compare to the current pricing?
• escrow is a thing, someone can build up a PayPal equivalent on top of a Blockchain, the list goes on
• the current system doesn't do great here, some Blockchains makes it way more traceable, in fact
• skill issue, but also solvable with a PayPal equivalent
• not a fact, what does this even mean?
• does it?

You could say the Linux kernel is an astronomically terrible idea because it doesn't do anything...but it is just the platform, the good comes from what people build on top of it that add all these quality of life features you miss

Buy ydy