And parents can do this by teaching their kids about their actual money. Show them. Kids are smarter than people give credit and people shouldn't discredit this.

Or they can be assholes like my parents and endlessly gloat about their so-called success and prowess with money and tell me how I need to be a success and be smarter about money ...... BUT they also were secretive about their finances and never taught me anything of value. Those were a fun first couple years of adulthood.