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Can I refuse MS Authenticator?
(lemmy.ml)
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But MS Authenticator isn’t a normal 6-digit Authenticator; it scans your Face ID (or finger print) and in many cases (like my work) it can be support password less accounts (relying only on something you have and something you are).
And in regard to your point that you don’t want to install apps you don’t need, it sounds like you do in fact need this app.
🤷♀️
Biometrics are only needed for passwordless login, not for TOTP.