I'm happy you have that option. My parents never accumulated any property or capital, and never really were together except for a few months. Both of them have less money than me, and I was raised by my grandparents, who I now care for (indirectly, without living with them, mostly through handling their finances) in their dying years. So I don't really have anybody I can move back in with in the event of that kind of emergency. In fact my dad moved in with me in my 20s because he was on the brink of homelessness. But be careful with moving back in with your parents as AntiOutsideAktion said, because you might get stuck in a caretaker loop as they age, unable to leave due to mutual dependence, you depending on their wealth, them depending on your youth. That would suck. It would still be better than not having any kind of support, but it is fundamentally limiting. I've got friends who got stuck as the "caretaker sibling". I don't have any siblings so I was always going to be the caretaker sibling hahaha.