Why is everyone calling them checks? Are we all talking about cheques? I am confused.

I'm American, and all of this stuff happens automatically and digitally after I set up any new account. I'm not sure how writing a check would be easier.

Some banks still offer the transitional system I remember where they do it on your behalf, so once you have all your payees, you can go in every month and put in the amounts for each bill, and they mail a check from the bank to each place.

I am french, I use cheques , I also use wire transfers and many other bank option but I hope more place would accept my cheque. Also cheque transaction are tracjed and accounted just like others.