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this post was submitted on 11 May 2024
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In case anybody doesn't already know this, the Chamber of Commerce is a non-governmental organization of private (and also publicly traded) business owners that just sounds like it's part of the government.
It's the same rationale they used when they tried to stop student loan forgiveness. But they accuse the left of having the mentality of crabs in a bucket.
Every accusation is a confession.
Well, forgiving a bunch of debt without fixing the problem isn't going to stop the leak. You can fully expect that bailing out debtors will result in lenders offering riskier loans they expect to be forgiven. With schools turning into a debt-selling industry, buying that debt from private lenders using public money would be robbing not only the tax payer, but also the next generation of the opportunity for an education. You can't buy your way out of problem that isn't caused by cost (hint: greed).
All that to say, there should be debt caps on education before any kind of broad forgiveness. Or just federally subsidize up to a certain amount and then no one will go to pricier schools except those who can afford to without hardship.
Just let graduates file for bankruptcy. Debt caps will probably just have even more 'unforeseen' bad results.
"This is a win for people who want to feel superior to other people."
Yeah those people stand to lose nothing!